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CHAI vs SURG

CHAI
Core AI Holdings
BEARISH
Price
$1.01
Market Cap
$20.1M
Sector
Communication Services
AI Confidence
65%
SURG
SurgePays, Inc.
BEARISH
Price
$0.66
Market Cap
$16.6M
Sector
Communication Services
AI Confidence
95%

Valuation

P/E Ratio
CHAI
--
SURG
--
Forward P/E
CHAI
--
SURG
11.03
P/B Ratio
CHAI
0.2
SURG
-0.91
P/S Ratio
CHAI
--
SURG
0.29
EV/EBITDA
CHAI
--
SURG
-0.87

Profitability

Gross Margin
CHAI
0.0%
SURG
-18.59%
Operating Margin
CHAI
-135.15%
SURG
-57.57%
Profit Margin
CHAI
0.0%
SURG
-63.32%
ROE
CHAI
--
SURG
--
ROA
CHAI
--
SURG
-117.95%

Growth

Revenue Growth
CHAI
-37.1%
SURG
68.7%
Earnings Growth
CHAI
--
SURG
--

Financial Health

Debt/Equity
CHAI
0.14
SURG
--
Current Ratio
CHAI
--
SURG
0.38
Quick Ratio
CHAI
--
SURG
0.32

Dividends

Dividend Yield
CHAI
--
SURG
--
Payout Ratio
CHAI
--
SURG
0.0%

AI Verdict

CHAI BEARISH

CHAI shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.14
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Declining revenue (-37.1%)
SURG BEARISH

SURG exhibits critical financial distress, highlighted by a Piotroski F-Score of 1/9 and a negative Price-to-Book ratio of -0.91, indicating negative shareholder equity. While the company shows impressive top-line revenue growth of 68.70%, it is fundamentally broken, reporting a negative gross margin of -18.59%, meaning it loses money on every dollar of revenue generated. Severe liquidity risk is evident with a current ratio of 0.38, and a consistent track record of missing earnings estimates (0/4 in the last year) suggests a complete disconnect between analyst projections and operational reality.

Strengths
Strong YoY revenue growth of 68.70%
Strong Q/Q revenue growth of 68.67%
Very low Price-to-Sales ratio (0.29)
Risks
Negative equity (P/B -0.91) indicating insolvency risk
Negative gross margins (-18.59%) showing an unsustainable business model
Severe liquidity crisis with a current ratio of 0.38

Compare Another Pair

CHAI vs SURG: Head-to-Head Comparison

This page compares Core AI Holdings (CHAI) and SurgePays, Inc. (SURG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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