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CHE vs OSCR

CHE
Chemed Corporation
BEARISH
Price
$421.11
Market Cap
$5.65B
Sector
Healthcare
AI Confidence
85%
OSCR
Oscar Health, Inc.
BEARISH
Price
$18.46
Market Cap
$5.56B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
CHE
22.99
OSCR
--
Forward P/E
CHE
15.75
OSCR
12.74
P/B Ratio
CHE
5.9
OSCR
5.61
P/S Ratio
CHE
2.23
OSCR
0.48
EV/EBITDA
CHE
13.21
OSCR
-5.45

Profitability

Gross Margin
CHE
32.54%
OSCR
14.38%
Operating Margin
CHE
16.62%
OSCR
-11.9%
Profit Margin
CHE
10.48%
OSCR
-3.79%
ROE
CHE
25.28%
OSCR
-44.35%
ROA
CHE
13.4%
OSCR
-4.44%

Growth

Revenue Growth
CHE
-0.1%
OSCR
17.3%
Earnings Growth
CHE
-9.1%
OSCR
--

Financial Health

Debt/Equity
CHE
0.15
OSCR
0.51
Current Ratio
CHE
1.05
OSCR
0.95
Quick Ratio
CHE
0.9
OSCR
0.92

Dividends

Dividend Yield
CHE
0.6%
OSCR
--
Payout Ratio
CHE
12.0%
OSCR
0.0%

AI Verdict

CHE BEARISH

Chemed Corporation exhibits a stark divergence between its fundamental valuation and current market price, trading at a massive premium to its Graham Number ($171.6) and Intrinsic Value ($128.24). While the company maintains a stable Piotroski F-Score of 4/9 and an exceptionally low Debt/Equity ratio of 0.15, these health metrics are offset by negative YoY revenue and earnings growth. The combination of declining profitability, bearish insider activity from the CEO, and a valuation that is nearly 2.5x its defensive fair value suggests significant downside risk.

Strengths
Very low leverage with a Debt/Equity ratio of 0.15
Strong profitability metrics with ROE at 25.28% and ROA at 13.40%
Healthy operating margins of 16.62%
Risks
Severe overvaluation relative to Graham and Intrinsic value models
Negative growth trajectory (YoY Earnings Growth: -9.10%)
Bearish insider sentiment with multiple CEO sell transactions
OSCR BEARISH

Oscar Health exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 2/9, indicating poor financial health and operational inefficiency. While the company maintains a low Price-to-Sales ratio (0.48) and steady revenue growth of 17.3%, it continues to struggle with negative profit margins and a consistent failure to meet earnings estimates (0/4 beats in the last year). The recent 60.9% one-month price surge appears disconnected from fundamentals, as the stock now trades above the analyst target price of $16.10. Combined with aggressive insider selling by the CFO and CTO, the risk-reward profile is unfavorable.

Strengths
Strong top-line revenue growth (17.3% YoY)
Low Price-to-Sales ratio (0.48) suggesting potential revenue undervaluation
Manageable Debt/Equity ratio of 0.51
Risks
Critical financial health (Piotroski F-Score 2/9)
Consistent earnings misses with a -13.8% average surprise over the last 4 quarters
Negative ROE (-44.35%) and Operating Margin (-11.90%)

Compare Another Pair

CHE vs OSCR: Head-to-Head Comparison

This page compares Chemed Corporation (CHE) and Oscar Health, Inc. (OSCR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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