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CHI vs LDI

CHI
Calamos Convertible Opportunities and Income Fund
BULLISH
Price
$11.32
Market Cap
$901.4M
Sector
Financial Services
AI Confidence
50%
LDI
loanDepot, Inc.
BEARISH
Price
$1.66
Market Cap
$899.0M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
CHI
5.17
LDI
--
Forward P/E
CHI
--
LDI
5.53
P/B Ratio
CHI
1.02
LDI
1.6
P/S Ratio
CHI
44.28
LDI
0.88
EV/EBITDA
CHI
--
LDI
--

Profitability

Gross Margin
CHI
100.0%
LDI
89.69%
Operating Margin
CHI
37.33%
LDI
-11.95%
Profit Margin
CHI
847.56%
LDI
-5.1%
ROE
CHI
20.99%
LDI
-24.09%
ROA
CHI
0.49%
LDI
-1.63%

Growth

Revenue Growth
CHI
-30.2%
LDI
70.1%
Earnings Growth
CHI
171.3%
LDI
--

Financial Health

Debt/Equity
CHI
0.49
LDI
15.86
Current Ratio
CHI
5.25
LDI
1.24
Quick Ratio
CHI
0.93
LDI
0.42

Dividends

Dividend Yield
CHI
10.17%
LDI
--
Payout Ratio
CHI
52.05%
LDI
0.0%

AI Verdict

CHI BULLISH

CHI shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 7/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 5.2
Undervalued vs Graham Number ($23.4)
Strong profitability (847.6% margin)
Risks
Declining revenue (-30.2%)
LDI BEARISH

LDI exhibits severe financial distress, anchored by a Piotroski F-Score of 0/9, indicating a total failure across all fundamental health benchmarks. While the company shows impressive top-line revenue growth of 70.10% YoY, this is offset by chronic unprofitability, a negative ROE of -24.09%, and an alarming Debt/Equity ratio of 15.86. The combination of heavy insider selling by the CEO and a consistent pattern of missing earnings estimates suggests a precarious operational state. The stock is currently a high-risk speculative asset with significant insolvency risks.

Strengths
Strong YoY revenue growth of 70.10%
Positive Q/Q revenue growth of 26.07%
Low Price/Sales ratio of 0.88
Risks
Extreme leverage with a Debt/Equity ratio of 15.86
Critical fundamental weakness (Piotroski F-Score 0/9)
Chronic net losses and negative operating margins (-11.95%)

Compare Another Pair

CHI vs LDI: Head-to-Head Comparison

This page compares Calamos Convertible Opportunities and Income Fund (CHI) and loanDepot, Inc. (LDI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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