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CHOW vs NTCL

CHOW
ChowChow Cloud International Holdings Limited
NEUTRAL
Price
$0.46
Market Cap
$16.0M
Sector
Technology
AI Confidence
65%
NTCL
NetClass Technology Inc
BEARISH
Price
$0.50
Market Cap
$16.0M
Sector
Technology
AI Confidence
95%

Valuation

P/E Ratio
CHOW
7.58
NTCL
--
Forward P/E
CHOW
--
NTCL
--
P/B Ratio
CHOW
4.38
NTCL
1.76
P/S Ratio
CHOW
0.06
NTCL
1.63
EV/EBITDA
CHOW
0.38
NTCL
-1.38

Profitability

Gross Margin
CHOW
13.31%
NTCL
22.85%
Operating Margin
CHOW
8.27%
NTCL
-73.19%
Profit Margin
CHOW
6.66%
NTCL
-110.4%
ROE
CHOW
98.5%
NTCL
-240.38%
ROA
CHOW
35.24%
NTCL
-57.54%

Growth

Revenue Growth
CHOW
81.3%
NTCL
-2.9%
Earnings Growth
CHOW
80.0%
NTCL
--

Financial Health

Debt/Equity
CHOW
0.19
NTCL
0.46
Current Ratio
CHOW
3.52
NTCL
1.29
Quick Ratio
CHOW
3.26
NTCL
1.07

Dividends

Dividend Yield
CHOW
--
NTCL
--
Payout Ratio
CHOW
0.0%
NTCL
0.0%

AI Verdict

CHOW NEUTRAL

CHOW presents a stark dichotomy between fundamental value and market sentiment, anchored by a stable Piotroski F-Score of 6/9. While the company exhibits explosive growth (80%+ YoY) and an extremely low P/E of 7.58, the stock has suffered a catastrophic 96.4% decline over the past year. The current price of $0.46 sits slightly above the Graham Number ($0.37) but significantly below the growth-based intrinsic value ($1.77), suggesting a deep value opportunity or a severe 'value trap' scenario.

Strengths
Exceptional revenue and earnings growth exceeding 80% YoY
Extremely low valuation multiples (P/E 7.58, P/S 0.06)
Strong liquidity position with a Current Ratio of 3.52
Risks
Severe negative price momentum (-96.4% 1Y change)
Micro-cap volatility and low market capitalization ($0.02B)
Lack of institutional analyst coverage and target prices
NTCL BEARISH

NTCL exhibits a Piotroski F-Score of 4/9, indicating a marginally stable but fragile financial health baseline. This stability is overshadowed by catastrophic profitability metrics, including a profit margin of -110.40% and an ROE of -240.38%. The company is experiencing negative revenue growth (-2.90%) and has suffered a devastating 95.2% price collapse over the last year. Despite a recent speculative short-term bounce, the fundamental trajectory remains severely distressed.

Strengths
Manageable Debt/Equity ratio of 0.46
Current Ratio of 1.29 suggests short-term liquidity is currently intact
Positive Gross Margin of 22.85% indicates core product viability
Risks
Extreme negative profitability with profit margins at -110.40%
Negative year-over-year revenue growth (-2.90%)
Severe capital erosion evidenced by -240.38% ROE

Compare Another Pair

CHOW vs NTCL: Head-to-Head Comparison

This page compares ChowChow Cloud International Holdings Limited (CHOW) and NetClass Technology Inc (NTCL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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