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CHY vs CPF

CHY
Calamos Convertible and High Income Fund
BULLISH
Price
$11.40
Market Cap
$912.3M
Sector
Financial Services
AI Confidence
70%
CPF
Central Pacific Financial Corp.
BULLISH
Price
$34.01
Market Cap
$899.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CHY
4.87
CPF
11.89
Forward P/E
CHY
--
CPF
9.4
P/B Ratio
CHY
0.97
CPF
1.51
P/S Ratio
CHY
41.76
CPF
3.25
EV/EBITDA
CHY
--
CPF
--

Profitability

Gross Margin
CHY
100.0%
CPF
0.0%
Operating Margin
CHY
38.65%
CPF
40.23%
Profit Margin
CHY
851.23%
CPF
27.97%
ROE
CHY
21.11%
CPF
13.7%
ROA
CHY
0.49%
CPF
1.04%

Growth

Revenue Growth
CHY
-28.5%
CPF
28.3%
Earnings Growth
CHY
174.0%
CPF
103.1%

Financial Health

Debt/Equity
CHY
0.5
CPF
--
Current Ratio
CHY
5.05
CPF
--
Quick Ratio
CHY
0.91
CPF
--

Dividends

Dividend Yield
CHY
10.66%
CPF
3.41%
Payout Ratio
CHY
51.28%
CPF
38.11%

AI Verdict

CHY BULLISH

CHY shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 4.9
Undervalued vs Graham Number ($25.06)
Strong profitability (851.2% margin)
Risks
Declining revenue (-28.5%)
CPF BULLISH

CPF exhibits strong fundamental value, trading below its Graham Number ($38.08) and significantly below its growth-based intrinsic value ($84.37). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company is delivering explosive earnings growth (103.10% YoY) and maintaining a sustainable dividend payout. Despite a bearish technical trend (10/100), the low forward P/E of 9.40 and consistent historical earnings beats suggest a significant valuation disconnect. The overall profile is that of a high-growth regional bank trading at a defensive discount.

Strengths
Explosive earnings growth (103.10% YoY) and revenue growth (28.30% YoY)
Trading below Graham Number ($38.08) and Intrinsic Value ($84.37)
Low forward P/E ratio of 9.40 compared to sector averages
Risks
Severely bearish technical trend (10/100) indicating short-term momentum loss
Piotroski F-Score of 4/9 suggests only 'stable' health rather than 'strong'
Low insider sentiment (40/100) and lack of recent insider buying

Compare Another Pair

CHY vs CPF: Head-to-Head Comparison

This page compares Calamos Convertible and High Income Fund (CHY) and Central Pacific Financial Corp. (CPF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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