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CHYM vs NVDA

CHYM
Chime Financial, Inc.
NEUTRAL
Price
$19.13
Market Cap
$7.35B
Sector
Technology
AI Confidence
80%
NVDA
NVIDIA Corporation
BULLISH
Price
$182.08
Market Cap
$4.43T
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
CHYM
--
NVDA
37.16
Forward P/E
CHYM
16.63
NVDA
16.38
P/B Ratio
CHYM
5.19
NVDA
28.13
P/S Ratio
CHYM
3.36
NVDA
20.49
EV/EBITDA
CHYM
-10.92
NVDA
32.83

Profitability

Gross Margin
CHYM
87.97%
NVDA
71.07%
Operating Margin
CHYM
13.7%
NVDA
65.02%
Profit Margin
CHYM
-46.18%
NVDA
55.6%
ROE
CHYM
-85.54%
NVDA
101.48%
ROA
CHYM
-21.9%
NVDA
51.19%

Growth

Revenue Growth
CHYM
25.5%
NVDA
73.2%
Earnings Growth
CHYM
--
NVDA
95.6%

Financial Health

Debt/Equity
CHYM
0.1
NVDA
0.07
Current Ratio
CHYM
4.53
NVDA
3.9
Quick Ratio
CHYM
3.57
NVDA
3.14

Dividends

Dividend Yield
CHYM
--
NVDA
0.02%
Payout Ratio
CHYM
0.0%
NVDA
0.82%

AI Verdict

CHYM NEUTRAL

CHYM shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 25.5%
Low debt with D/E ratio of 0.10
Risks
Low profit margin of -46.2%
Weak financial trend (Piotroski F-Score: 2/9)
Weak ROE of -85.5%
NVDA BULLISH

NVDA exhibits strong financial health with a Piotroski F-Score of 7/9, indicating robust operational efficiency and solvency. While the current price of $182.08 is significantly above the Graham Number ($26.71) and the growth-based intrinsic value ($144.55), the stock is fundamentally undervalued relative to its growth, as evidenced by a PEG ratio of 0.72 and a highly attractive Forward P/E of 16.38. The company's elite profitability margins (55.6% profit margin) and minimal debt (0.07 D/E) provide a massive cushion for volatility. Despite bearish insider sentiment and short-term technical weakness, the long-term growth trajectory remains exceptionally strong.

Strengths
Hyper-growth trajectory with 95.6% YoY earnings growth
Elite profitability with a 65.02% operating margin
Exceptional balance sheet strength (Debt/Equity of 0.07 and Current Ratio of 3.90)
Risks
Significant insider selling totaling $208.13M in the last 6 months
Bearish short-term technical trend (0/100 score)
High Price-to-Book ratio (28.13) indicating a steep premium over assets

Compare Another Pair

CHYM vs NVDA: Head-to-Head Comparison

This page compares Chime Financial, Inc. (CHYM) and NVIDIA Corporation (NVDA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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