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CNOB vs GOLD

CNOB
ConnectOne Bancorp, Inc.
BULLISH
Price
$27.45
Market Cap
$1.38B
Sector
Financial Services
AI Confidence
65%
GOLD
Gold.com, Inc.
BEARISH
Price
$47.21
Market Cap
$1.33B
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
CNOB
16.84
GOLD
98.35
Forward P/E
CNOB
7.75
GOLD
--
P/B Ratio
CNOB
0.94
GOLD
1.8
P/S Ratio
CNOB
4.12
GOLD
0.08
EV/EBITDA
CNOB
--
GOLD
23.21

Profitability

Gross Margin
CNOB
0.0%
GOLD
1.84%
Operating Margin
CNOB
52.2%
GOLD
0.4%
Profit Margin
CNOB
24.03%
GOLD
0.08%
ROE
CNOB
5.71%
GOLD
2.04%
ROA
CNOB
0.67%
GOLD
1.28%

Growth

Revenue Growth
CNOB
59.7%
GOLD
136.2%
Earnings Growth
CNOB
53.1%
GOLD
70.4%

Financial Health

Debt/Equity
CNOB
--
GOLD
1.3
Current Ratio
CNOB
--
GOLD
1.21
Quick Ratio
CNOB
--
GOLD
0.29

Dividends

Dividend Yield
CNOB
2.64%
GOLD
1.69%
Payout Ratio
CNOB
44.17%
GOLD
166.67%

AI Verdict

CNOB BULLISH

CNOB shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (24.0% margin)
Strong revenue growth of 59.7%
Risks
Limited historical data available for full assessment
GOLD BEARISH

The company presents a classic 'growth trap' profile, with a stable Piotroski F-Score of 4/9 but severe valuation misalignment. The current price of $47.21 trades at a massive premium to both the Graham Number ($16.84) and the Intrinsic Value ($14.16). While revenue growth is explosive at 136.20%, the business operates on razor-thin profit margins (0.08%) and maintains an unsustainable dividend payout ratio of 166.67%. Combined with heavy insider selling and a consistent track record of missing earnings estimates, the current valuation is fundamentally unsupported.

Strengths
Exceptional YoY Revenue Growth (136.20%)
Strong YoY Earnings Growth (70.40%)
Significant short-term price momentum (+97.8% 1Y change)
Risks
Extreme overvaluation with a P/E ratio of 98.35
Severe liquidity risk indicated by a Quick Ratio of 0.29
Unsustainable dividend policy (Payout Ratio 166.67%)

Compare Another Pair

CNOB vs GOLD: Head-to-Head Comparison

This page compares ConnectOne Bancorp, Inc. (CNOB) and Gold.com, Inc. (GOLD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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