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CNOB vs NFJ

CNOB
ConnectOne Bancorp, Inc.
BULLISH
Price
$27.45
Market Cap
$1.38B
Sector
Financial Services
AI Confidence
65%
NFJ
Virtus Dividend, Interest & Premium Strategy Fund
NEUTRAL
Price
$14.19
Market Cap
$1.34B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
CNOB
16.84
NFJ
8.92
Forward P/E
CNOB
7.75
NFJ
--
P/B Ratio
CNOB
0.94
NFJ
1.02
P/S Ratio
CNOB
4.12
NFJ
47.57
EV/EBITDA
CNOB
--
NFJ
--

Profitability

Gross Margin
CNOB
0.0%
NFJ
100.0%
Operating Margin
CNOB
52.2%
NFJ
46.63%
Profit Margin
CNOB
24.03%
NFJ
530.6%
ROE
CNOB
5.71%
NFJ
10.85%
ROA
CNOB
0.67%
NFJ
0.69%

Growth

Revenue Growth
CNOB
59.7%
NFJ
--
Earnings Growth
CNOB
53.1%
NFJ
--

Financial Health

Debt/Equity
CNOB
--
NFJ
--
Current Ratio
CNOB
--
NFJ
3.21
Quick Ratio
CNOB
--
NFJ
3.18

Dividends

Dividend Yield
CNOB
2.64%
NFJ
8.6%
Payout Ratio
CNOB
44.17%
NFJ
76.73%

AI Verdict

CNOB BULLISH

CNOB shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (24.0% margin)
Strong revenue growth of 59.7%
Risks
Limited historical data available for full assessment
NFJ NEUTRAL

NFJ presents a stable financial profile with a Piotroski F-Score of 5/9 and a valuation that sits comfortably between its growth-based intrinsic value ($11.13) and its defensive Graham Number ($22.31). While the fund exhibits strong recent price momentum and an attractive 8.60% dividend yield, the technical trend score is severely bearish (10/100), suggesting a potential divergence or upcoming correction. The low P/E ratio of 8.92 relative to the sector average of 34.42 indicates significant undervaluation, though the lack of growth data limits a bullish conviction.

Strengths
Significant undervaluation relative to sector P/E (8.92 vs 34.42)
Strong dividend yield of 8.60% with a sustainable payout ratio of 76.73%
Trading below the Graham Number ($22.31), providing a defensive margin of safety
Risks
Severe bearish technical trend score (10/100) despite recent price gains
Lack of reported revenue and earnings growth metrics to support long-term expansion
High payout ratio (76.73%) leaves limited room for dividend growth

Compare Another Pair

CNOB vs NFJ: Head-to-Head Comparison

This page compares ConnectOne Bancorp, Inc. (CNOB) and Virtus Dividend, Interest & Premium Strategy Fund (NFJ) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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