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CNOB vs TRIN

CNOB
ConnectOne Bancorp, Inc.
BULLISH
Price
$27.45
Market Cap
$1.38B
Sector
Financial Services
AI Confidence
65%
TRIN
Trinity Capital Inc.
BEARISH
Price
$16.22
Market Cap
$1.35B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CNOB
16.84
TRIN
8.28
Forward P/E
CNOB
7.75
TRIN
7.78
P/B Ratio
CNOB
0.94
TRIN
1.21
P/S Ratio
CNOB
4.12
TRIN
4.83
EV/EBITDA
CNOB
--
TRIN
--

Profitability

Gross Margin
CNOB
0.0%
TRIN
100.0%
Operating Margin
CNOB
52.2%
TRIN
74.51%
Profit Margin
CNOB
24.03%
TRIN
48.51%
ROE
CNOB
5.71%
TRIN
14.15%
ROA
CNOB
0.67%
TRIN
6.17%

Growth

Revenue Growth
CNOB
59.7%
TRIN
17.0%
Earnings Growth
CNOB
53.1%
TRIN
-30.5%

Financial Health

Debt/Equity
CNOB
--
TRIN
1.19
Current Ratio
CNOB
--
TRIN
0.45
Quick Ratio
CNOB
--
TRIN
0.45

Dividends

Dividend Yield
CNOB
2.64%
TRIN
12.58%
Payout Ratio
CNOB
44.17%
TRIN
112.76%

AI Verdict

CNOB BULLISH

CNOB shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (24.0% margin)
Strong revenue growth of 59.7%
Risks
Limited historical data available for full assessment
TRIN BEARISH

TRIN exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a critical dividend payout ratio of 112.76%, indicating the dividend is currently unsustainable. While the P/E ratio appears attractive at 8.28, this is offset by a high PEG ratio of 5.14 and a sharp 30.5% year-over-year decline in earnings. Despite positive analyst sentiment and a high Graham Number, the combination of poor liquidity (Current Ratio 0.45) and negative earnings growth suggests a value trap scenario.

Strengths
Strong profit margins (48.51%) and operating margins (74.51%)
Low P/E ratio (8.28) relative to sector averages
Positive 1-year price performance (+34.2%)
Risks
Unsustainable dividend payout ratio (112.76%)
Severe fundamental weakness indicated by Piotroski F-Score (2/9)
Significant earnings contraction (-30.5% YoY)

Compare Another Pair

CNOB vs TRIN: Head-to-Head Comparison

This page compares ConnectOne Bancorp, Inc. (CNOB) and Trinity Capital Inc. (TRIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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