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CNS vs PLMR

CNS
Cohen & Steers, Inc.
BEARISH
Price
$67.71
Market Cap
$3.48B
Sector
Financial Services
AI Confidence
85%
PLMR
Palomar Holdings, Inc.
BULLISH
Price
$131.41
Market Cap
$3.51B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CNS
22.42
PLMR
18.33
Forward P/E
CNS
17.88
PLMR
11.86
P/B Ratio
CNS
6.15
PLMR
3.7
P/S Ratio
CNS
6.13
PLMR
4.0
EV/EBITDA
CNS
17.53
PLMR
13.17

Profitability

Gross Margin
CNS
46.83%
PLMR
31.37%
Operating Margin
CNS
34.41%
PLMR
28.71%
Profit Margin
CNS
27.46%
PLMR
22.5%
ROE
CNS
--
PLMR
23.58%
ROA
CNS
--
PLMR
5.97%

Growth

Revenue Growth
CNS
8.3%
PLMR
62.7%
Earnings Growth
CNS
6.5%
PLMR
59.9%

Financial Health

Debt/Equity
CNS
0.22
PLMR
0.01
Current Ratio
CNS
--
PLMR
0.54
Quick Ratio
CNS
--
PLMR
0.29

Dividends

Dividend Yield
CNS
3.96%
PLMR
--
Payout Ratio
CNS
83.77%
PLMR
0.0%

AI Verdict

CNS BEARISH

CNS exhibits a stable financial foundation with a Piotroski F-Score of 5/9 and very low debt (D/E 0.22), but it is fundamentally overvalued. The current price of $67.71 trades at a significant premium to both the Graham Number ($27.35) and the growth-based Intrinsic Value ($50.59). This valuation gap is compounded by a bearish technical trend (0/100), insider selling, and a dangerously high dividend payout ratio of 83.77%. Recent earnings performance is lackluster, with only one beat in the last four quarters.

Strengths
Strong operating margins (34.41%) and profit margins (27.46%)
Very low leverage with a Debt/Equity ratio of 0.22
Stable financial health as indicated by a Piotroski F-Score of 5/9
Risks
Significant overvaluation relative to intrinsic value ($50.59) and Graham number ($27.35)
Unsustainable dividend payout ratio (83.77%) limiting capital reinvestment
Bearish technical momentum (0/100) and negative 1-year price performance (-8.7%)
PLMR BULLISH

PLMR exhibits a stable financial health profile with a Piotroski F-Score of 4/9 and an exceptionally clean balance sheet (Debt/Equity 0.01). While the stock trades at a significant premium to its Graham Number ($75.73), it remains well below its growth-based intrinsic value of $211.51. The company is experiencing explosive growth, with revenue and earnings both increasing by approximately 60% YoY, supported by a strong ROE of 23.58%. Despite bearish insider activity and technicals, the fundamental growth trajectory and attractive forward P/E of 11.86 suggest significant upside.

Strengths
Explosive YoY revenue growth of 62.70% and earnings growth of 59.90%
Extremely low leverage with a Debt/Equity ratio of 0.01
Strong profitability metrics including an ROE of 23.58% and Operating Margin of 28.71%
Risks
Significant insider selling across C-suite executives (CEO, CFO, and President)
Bearish technical trend (0/100) and negative 1-year price performance (-12.7%)
Low liquidity ratios (Current Ratio 0.54, Quick Ratio 0.29), though typical for some insurance models

Compare Another Pair

CNS vs PLMR: Head-to-Head Comparison

This page compares Cohen & Steers, Inc. (CNS) and Palomar Holdings, Inc. (PLMR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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