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COHN vs HFBL

COHN
Cohen & Company Inc.
BULLISH
Price
$21.88
Market Cap
$54.2M
Sector
Financial Services
AI Confidence
75%
HFBL
Home Federal Bancorp, Inc. of Louisiana
BULLISH
Price
$18.20
Market Cap
$56.0M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
COHN
5.03
HFBL
10.77
Forward P/E
COHN
--
HFBL
--
P/B Ratio
COHN
0.75
HFBL
0.95
P/S Ratio
COHN
0.2
HFBL
2.48
EV/EBITDA
COHN
--
HFBL
--

Profitability

Gross Margin
COHN
100.0%
HFBL
0.0%
Operating Margin
COHN
28.22%
HFBL
38.28%
Profit Margin
COHN
5.35%
HFBL
23.03%
ROE
COHN
41.51%
HFBL
9.31%
ROA
COHN
4.8%
HFBL
0.85%

Growth

Revenue Growth
COHN
493.4%
HFBL
17.1%
Earnings Growth
COHN
--
HFBL
63.6%

Financial Health

Debt/Equity
COHN
4.41
HFBL
--
Current Ratio
COHN
1.11
HFBL
--
Quick Ratio
COHN
1.11
HFBL
--

Dividends

Dividend Yield
COHN
4.57%
HFBL
2.94%
Payout Ratio
COHN
22.99%
HFBL
31.36%

AI Verdict

COHN BULLISH

COHN presents a classic deep-value opportunity with a Piotroski F-Score of 4/9 indicating stable financial health and a current price ($21.88) trading significantly below both its Graham Number ($53.43) and Intrinsic Value ($30.45). The company exhibits explosive revenue growth (493.40% YoY) and an exceptional ROE of 41.51%, though these are offset by high leverage (Debt/Equity 4.41). While technical trends and insider sentiment are currently bearish, the fundamental valuation gap and profitability metrics suggest significant upside potential.

Strengths
Extreme valuation discount with a P/E of 5.03 and P/B of 0.75
Explosive top-line growth with YoY revenue increase of 493.40%
Very high Return on Equity (ROE) at 41.51%
Risks
High financial leverage with a Debt/Equity ratio of 4.41, well above sector average
Bearish insider sentiment following CFO share sales
Strongly bearish technical trend (0/100 score)
HFBL BULLISH

HFBL presents a compelling value opportunity, trading significantly below its Graham Number ($26.95) and Intrinsic Value ($49.85). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company exhibits strong growth with YoY earnings increasing by 63.60% and a Price-to-Book ratio of 0.95. Despite a very bearish technical trend (10/100), the fundamental valuation and sustainable dividend payout suggest a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Trading below book value (P/B 0.95)
Strong earnings growth (63.60% YoY) and revenue growth (17.10% YoY)
Risks
Extreme bearish technical trend (10/100) suggesting strong selling pressure
Micro-cap status ($0.06B) leads to high volatility and liquidity risk
Piotroski F-Score of 4/9 is only 'Stable', not 'Strong'

Compare Another Pair

COHN vs HFBL: Head-to-Head Comparison

This page compares Cohen & Company Inc. (COHN) and Home Federal Bancorp, Inc. of Louisiana (HFBL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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