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CPAY vs NVDA

CPAY
Corpay, Inc.
BULLISH
Price
$312.91
Market Cap
$20.69B
Sector
Technology
AI Confidence
75%
NVDA
NVIDIA Corporation
BULLISH
Price
$182.08
Market Cap
$4.43T
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
CPAY
20.83
NVDA
37.16
Forward P/E
CPAY
10.52
NVDA
16.38
P/B Ratio
CPAY
5.51
NVDA
28.13
P/S Ratio
CPAY
4.57
NVDA
20.49
EV/EBITDA
CPAY
12.13
NVDA
32.83

Profitability

Gross Margin
CPAY
79.68%
NVDA
71.07%
Operating Margin
CPAY
57.14%
NVDA
65.02%
Profit Margin
CPAY
23.62%
NVDA
55.6%
ROE
CPAY
29.07%
NVDA
101.48%
ROA
CPAY
6.04%
NVDA
51.19%

Growth

Revenue Growth
CPAY
20.7%
NVDA
73.2%
Earnings Growth
CPAY
9.0%
NVDA
95.6%

Financial Health

Debt/Equity
CPAY
2.43
NVDA
0.07
Current Ratio
CPAY
0.98
NVDA
3.9
Quick Ratio
CPAY
0.45
NVDA
3.14

Dividends

Dividend Yield
CPAY
--
NVDA
0.02%
Payout Ratio
CPAY
0.0%
NVDA
0.82%

AI Verdict

CPAY BULLISH

CPAY presents a profile of high operational efficiency tempered by balance sheet leverage, evidenced by a stable Piotroski F-Score of 4/9. While the current price ($312.91) aligns closely with its intrinsic value ($307.91), the Forward P/E of 10.52 and PEG of 0.90 suggest significant undervalued growth potential. Exceptional operating margins (57.14%) and a consistent 25-quarter track record of earnings beats provide a strong fundamental floor. However, high debt-to-equity (2.43) and bearish insider sentiment warrant a cautious approach to entry timing.

Strengths
Exceptional operating margins (57.14%) and gross margins (79.68%)
Strong revenue growth (20.70% YoY) and consistent Q/Q momentum
Highly attractive valuation on a forward basis (Forward P/E 10.52, PEG 0.90)
Risks
High leverage with a Debt/Equity ratio of 2.43
Poor short-term liquidity indicated by a Quick Ratio of 0.45
Bearish insider activity with net selling in the last 6 months
NVDA BULLISH

NVDA exhibits strong financial health with a Piotroski F-Score of 7/9, indicating robust operational efficiency and solvency. While the current price of $182.08 is significantly above the Graham Number ($26.71) and the growth-based intrinsic value ($144.55), the stock is fundamentally undervalued relative to its growth, as evidenced by a PEG ratio of 0.72 and a highly attractive Forward P/E of 16.38. The company's elite profitability margins (55.6% profit margin) and minimal debt (0.07 D/E) provide a massive cushion for volatility. Despite bearish insider sentiment and short-term technical weakness, the long-term growth trajectory remains exceptionally strong.

Strengths
Hyper-growth trajectory with 95.6% YoY earnings growth
Elite profitability with a 65.02% operating margin
Exceptional balance sheet strength (Debt/Equity of 0.07 and Current Ratio of 3.90)
Risks
Significant insider selling totaling $208.13M in the last 6 months
Bearish short-term technical trend (0/100 score)
High Price-to-Book ratio (28.13) indicating a steep premium over assets

Compare Another Pair

CPAY vs NVDA: Head-to-Head Comparison

This page compares Corpay, Inc. (CPAY) and NVIDIA Corporation (NVDA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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