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CTO vs FBRT

CTO
CTO Realty Growth, Inc.
BEARISH
Price
$19.67
Market Cap
$640.4M
Sector
Real Estate
AI Confidence
95%
FBRT
Franklin BSP Realty Trust, Inc.
BEARISH
Price
$9.14
Market Cap
$703.4M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
CTO
245.88
FBRT
14.28
Forward P/E
CTO
178.82
FBRT
7.54
P/B Ratio
CTO
1.12
FBRT
0.63
P/S Ratio
CTO
4.28
FBRT
2.5
EV/EBITDA
CTO
13.6
FBRT
--

Profitability

Gross Margin
CTO
74.6%
FBRT
99.66%
Operating Margin
CTO
22.55%
FBRT
47.2%
Profit Margin
CTO
6.75%
FBRT
29.18%
ROE
CTO
1.71%
FBRT
5.21%
ROA
CTO
1.69%
FBRT
1.39%

Growth

Revenue Growth
CTO
7.3%
FBRT
49.8%
Earnings Growth
CTO
--
FBRT
-55.0%

Financial Health

Debt/Equity
CTO
1.09
FBRT
2.63
Current Ratio
CTO
2.73
FBRT
1.36
Quick Ratio
CTO
1.22
FBRT
1.2

Dividends

Dividend Yield
CTO
7.73%
FBRT
8.75%
Payout Ratio
CTO
1900.0%
FBRT
221.88%

AI Verdict

CTO BEARISH

CTO exhibits severe valuation disconnects, trading at $19.67 despite a Graham Number of $5.62 and an Intrinsic Value of $0.56. While the Piotroski F-Score of 4/9 indicates stable health, the financial fundamentals are undermined by an unsustainable dividend payout ratio of 1900% and an astronomical P/E ratio of 245.88. The technical trend is heavily bearish (10/100), and the company's low ROE (1.71%) suggests poor capital efficiency. Overall, the stock appears significantly overpriced relative to its earnings power and asset value.

Strengths
Strong current ratio (2.73) indicating good short-term liquidity
Positive revenue growth (7.30% YoY)
Price/Book ratio (1.12) is relatively close to book value
Risks
Unsustainable dividend payout ratio (1900%)
Extreme valuation premium (P/E of 245.88)
Heavy reliance on retail anchor tenants as per 10-K
FBRT BEARISH

FBRT presents as a classic value trap, characterized by a stable Piotroski F-Score of 4/9 but severely compromised fundamentals. While the stock trades below its Graham Number ($14.45) and Book Value (P/B 0.63), these metrics are overshadowed by a catastrophic earnings collapse (-55% YoY) and a completely unsustainable dividend payout ratio of 221.88%. The divergence between strong revenue growth and plummeting earnings, combined with a 0/4 earnings beat record over the last year, suggests significant operational distress that the market has not yet fully priced in.

Strengths
Trading at a significant discount to book value (P/B 0.63)
Strong revenue growth (YoY +49.80%)
High gross and operating margins (99.66% and 47.20%)
Risks
Unsustainable dividend payout ratio (221.88%) indicating a high risk of dividend cut
Severe earnings contraction (-55% YoY and -42% Q/Q)
Consistent failure to meet analyst earnings estimates (0/4 beats in last 4 quarters)

Compare Another Pair

CTO vs FBRT: Head-to-Head Comparison

This page compares CTO Realty Growth, Inc. (CTO) and Franklin BSP Realty Trust, Inc. (FBRT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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