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CTO vs GOOD

CTO
CTO Realty Growth, Inc.
BEARISH
Price
$19.67
Market Cap
$640.4M
Sector
Real Estate
AI Confidence
95%
GOOD
Gladstone Commercial Corporation
BEARISH
Price
$12.13
Market Cap
$592.3M
Sector
Real Estate
AI Confidence
90%

Valuation

P/E Ratio
CTO
245.88
GOOD
86.64
Forward P/E
CTO
178.82
GOOD
121.3
P/B Ratio
CTO
1.12
GOOD
3.42
P/S Ratio
CTO
4.28
GOOD
3.67
EV/EBITDA
CTO
13.6
GOOD
14.2

Profitability

Gross Margin
CTO
74.6%
GOOD
78.14%
Operating Margin
CTO
22.55%
GOOD
40.03%
Profit Margin
CTO
6.75%
GOOD
11.95%
ROE
CTO
1.71%
GOOD
5.65%
ROA
CTO
1.69%
GOOD
3.2%

Growth

Revenue Growth
CTO
7.3%
GOOD
16.3%
Earnings Growth
CTO
--
GOOD
-50.6%

Financial Health

Debt/Equity
CTO
1.09
GOOD
2.49
Current Ratio
CTO
2.73
GOOD
1.67
Quick Ratio
CTO
1.22
GOOD
1.23

Dividends

Dividend Yield
CTO
7.73%
GOOD
9.89%
Payout Ratio
CTO
1900.0%
GOOD
857.14%

AI Verdict

CTO BEARISH

CTO exhibits severe valuation disconnects, trading at $19.67 despite a Graham Number of $5.62 and an Intrinsic Value of $0.56. While the Piotroski F-Score of 4/9 indicates stable health, the financial fundamentals are undermined by an unsustainable dividend payout ratio of 1900% and an astronomical P/E ratio of 245.88. The technical trend is heavily bearish (10/100), and the company's low ROE (1.71%) suggests poor capital efficiency. Overall, the stock appears significantly overpriced relative to its earnings power and asset value.

Strengths
Strong current ratio (2.73) indicating good short-term liquidity
Positive revenue growth (7.30% YoY)
Price/Book ratio (1.12) is relatively close to book value
Risks
Unsustainable dividend payout ratio (1900%)
Extreme valuation premium (P/E of 245.88)
Heavy reliance on retail anchor tenants as per 10-K
GOOD BEARISH

Gladstone Commercial Corporation (GOOD) presents as a classic 'income trap.' With a Piotroski F-Score of 4/9 (Stable/Weak) and a Graham Number of $3.34, the current price of $12.13 represents a massive premium over defensive fair value. The most critical red flag is a dividend payout ratio of 857.14%, indicating that the 9.89% yield is entirely unsupported by earnings and likely funded through debt or capital reserves. Despite revenue growth, the company is experiencing a severe earnings collapse (-50.60% YoY) and a bearish technical trend (0/100).

Strengths
Strong revenue growth (16.30% YoY)
High operating margins (40.03%)
Healthy liquidity ratios (Current Ratio 1.67, Quick Ratio 1.23)
Risks
Unsustainable dividend payout ratio (857.14%)
Extreme valuation (P/E of 86.64 and Forward P/E of 121.30)
Severe earnings contraction (-50.60% YoY)

Compare Another Pair

CTO vs GOOD: Head-to-Head Comparison

This page compares CTO Realty Growth, Inc. (CTO) and Gladstone Commercial Corporation (GOOD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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