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CURV vs SGC

CURV
Torrid Holdings Inc.
BEARISH
Price
$1.83
Market Cap
$182.1M
Sector
Consumer Cyclical
AI Confidence
95%
SGC
Superior Group of Companies, Inc.
NEUTRAL
Price
$11.45
Market Cap
$179.8M
Sector
Consumer Cyclical
AI Confidence
80%

Valuation

P/E Ratio
CURV
--
SGC
24.89
Forward P/E
CURV
49.9
SGC
13.74
P/B Ratio
CURV
-0.85
SGC
0.93
P/S Ratio
CURV
0.18
SGC
0.32
EV/EBITDA
CURV
12.08
SGC
10.14

Profitability

Gross Margin
CURV
34.79%
SGC
37.6%
Operating Margin
CURV
-2.11%
SGC
3.75%
Profit Margin
CURV
-0.7%
SGC
1.24%
ROE
CURV
--
SGC
3.57%
ROA
CURV
3.01%
SGC
2.01%

Growth

Revenue Growth
CURV
-14.3%
SGC
0.8%
Earnings Growth
CURV
--
SGC
80.8%

Financial Health

Debt/Equity
CURV
--
SGC
0.55
Current Ratio
CURV
0.78
SGC
2.67
Quick Ratio
CURV
0.09
SGC
1.64

Dividends

Dividend Yield
CURV
--
SGC
4.9%
Payout Ratio
CURV
0.0%
SGC
121.74%

AI Verdict

CURV BEARISH

CURV exhibits critical financial distress, highlighted by a Piotroski F-Score of 0/9, indicating a total lack of fundamental improvement across all health metrics. The company is operating with negative equity (Price/Book: -0.85) and a severe liquidity crisis, evidenced by a Quick Ratio of 0.09. With revenue declining by 14.3% YoY and a 5-year price collapse of 92.4%, the business model appears to be in a state of terminal decline. The combination of negative margins and insider selling by the CFO further reinforces a high-risk profile.

Strengths
Positive Gross Margin (34.79%)
Low Price-to-Sales ratio (0.18)
Slightly positive Return on Assets (3.01%)
Risks
Severe liquidity risk (Quick Ratio 0.09)
Negative shareholder equity (P/B -0.85)
Consistent revenue contraction (-14.3% YoY)
SGC NEUTRAL

SGC presents as a classic value trap with a stable Piotroski F-Score of 4/9 and a current price ($11.45) trading almost exactly at its Graham Number ($11.26). While the stock is fundamentally cheap on a Price-to-Book (0.93) and Price-to-Sales (0.32) basis, the company suffers from stagnant revenue growth (0.80%) and dangerously thin profit margins (1.24%). Most concerning is the unsustainable dividend payout ratio of 121.74%, indicating that dividends are being funded by capital or debt rather than earnings. Despite strong short-term earnings growth, the lack of top-line expansion suggests these gains are driven by cost-cutting rather than business scaling.

Strengths
Trading near defensive fair value (Graham Number $11.26)
Strong liquidity position with a Current Ratio of 2.67
Low Price-to-Book ratio (0.93) suggesting undervaluation of assets
Risks
Unsustainable dividend payout ratio (121.74%)
Stagnant revenue growth (0.80% YoY) indicating lack of market expansion
Extremely thin net profit margins (1.24%) leaving no room for error

Compare Another Pair

CURV vs SGC: Head-to-Head Comparison

This page compares Torrid Holdings Inc. (CURV) and Superior Group of Companies, Inc. (SGC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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