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CUZ vs IRT

CUZ
Cousins Properties Incorporated
BEARISH
Price
$24.90
Market Cap
$4.14B
Sector
Real Estate
AI Confidence
85%
IRT
Independence Realty Trust, Inc.
BEARISH
Price
$16.32
Market Cap
$3.97B
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
CUZ
103.75
IRT
68.0
Forward P/E
CUZ
83.0
IRT
96.0
P/B Ratio
CUZ
0.89
IRT
1.12
P/S Ratio
CUZ
4.2
IRT
5.94
EV/EBITDA
CUZ
12.01
IRT
16.64

Profitability

Gross Margin
CUZ
68.09%
IRT
61.09%
Operating Margin
CUZ
21.34%
IRT
22.38%
Profit Margin
CUZ
4.11%
IRT
8.46%
ROE
CUZ
0.86%
IRT
1.61%
ROA
CUZ
1.53%
IRT
1.37%

Growth

Revenue Growth
CUZ
13.3%
IRT
3.6%
Earnings Growth
CUZ
--
IRT
--

Financial Health

Debt/Equity
CUZ
0.72
IRT
0.64
Current Ratio
CUZ
0.3
IRT
0.28
Quick Ratio
CUZ
0.25
IRT
0.07

Dividends

Dividend Yield
CUZ
5.14%
IRT
4.17%
Payout Ratio
CUZ
533.33%
IRT
279.17%

AI Verdict

CUZ BEARISH

CUZ presents a precarious financial profile characterized by a stable Piotroski F-Score (5/9) but severe valuation and liquidity disconnects. The stock trades at $24.90, significantly exceeding both its Graham Number ($12.27) and growth-based intrinsic value ($1.68), while sporting an unsustainable P/E ratio of 103.75. Most alarming is the dividend payout ratio of 533.33%, indicating that the current yield is not supported by earnings. Despite strong analyst buy ratings, the combination of a 0/100 technical trend and critical liquidity ratios (Current Ratio 0.30) suggests high risk.

Strengths
Positive YoY revenue growth of 13.30%
Trading below book value (Price/Book 0.89)
Stable Piotroski F-Score of 5/9
Risks
Unsustainable dividend payout ratio (533.33%)
Severe short-term liquidity risk (Current Ratio 0.30)
Extreme valuation premium (P/E 103.75)
IRT BEARISH

IRT exhibits significant fundamental weakness, anchored by a mediocre Piotroski F-Score of 4/9 and a severe valuation disconnect, with the current price ($16.32) trading far above both the Graham Number ($8.88) and the Intrinsic Value ($1.68). While the debt-to-equity ratio is manageable, the company faces a critical liquidity crisis evidenced by a Current Ratio of 0.28 and a Quick Ratio of 0.07. Most alarmingly, the dividend is unsustainable with a payout ratio of 279.17%, suggesting the yield is being funded by capital or debt rather than earnings. Despite bullish analyst targets, the combination of insider selling and deteriorating liquidity suggests a high risk of a price correction.

Strengths
Low Debt/Equity ratio (0.64) compared to sector average (2.41)
Positive 5-year price performance (+17.1%)
Strong gross margins (61.09%)
Risks
Extreme liquidity risk (Quick Ratio of 0.07)
Unsustainable dividend payout ratio (279.17%)
Severe overvaluation relative to Graham Number and Intrinsic Value

Compare Another Pair

CUZ vs IRT: Head-to-Head Comparison

This page compares Cousins Properties Incorporated (CUZ) and Independence Realty Trust, Inc. (IRT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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