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CXE vs MGYR

CXE
MFS High Income Municipal Trust
BEARISH
Price
$3.74
Market Cap
$117.9M
Sector
Financial Services
AI Confidence
95%
MGYR
Magyar Bancorp, Inc.
BULLISH
Price
$17.76
Market Cap
$115.0M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
CXE
374.0
MGYR
10.26
Forward P/E
CXE
--
MGYR
--
P/B Ratio
CXE
0.9
MGYR
0.94
P/S Ratio
CXE
11.46
MGYR
3.15
EV/EBITDA
CXE
--
MGYR
--

Profitability

Gross Margin
CXE
100.0%
MGYR
0.0%
Operating Margin
CXE
86.53%
MGYR
45.6%
Profit Margin
CXE
0.73%
MGYR
29.59%
ROE
CXE
0.06%
MGYR
9.26%
ROA
CXE
2.56%
MGYR
1.05%

Growth

Revenue Growth
CXE
1.4%
MGYR
16.1%
Earnings Growth
CXE
-16.5%
MGYR
51.5%

Financial Health

Debt/Equity
CXE
0.53
MGYR
--
Current Ratio
CXE
0.27
MGYR
--
Quick Ratio
CXE
0.27
MGYR
--

Dividends

Dividend Yield
CXE
5.75%
MGYR
2.25%
Payout Ratio
CXE
2070.0%
MGYR
16.18%

AI Verdict

CXE BEARISH

CXE presents a stable Piotroski F-Score of 5/9, but this is overshadowed by severe valuation disconnects and unsustainable payout metrics. The stock trades at $3.74, vastly exceeding its Graham Number of $0.97 and an Intrinsic Value of $0.07. With a P/E ratio of 374.00 and a dividend payout ratio of 2070%, the current price is not supported by earnings or cash flow. Negative earnings growth (-16.5%) and a critical liquidity position (Current Ratio 0.27) further degrade the investment profile.

Strengths
Piotroski F-Score of 5/9 indicates stable baseline financial health
Price/Book ratio of 0.90 suggests the stock is trading slightly below its book value
Moderate Debt/Equity ratio of 0.53 compared to sector average
Risks
Extreme overvaluation with a P/E ratio of 374.00
Mathematically unsustainable dividend payout ratio of 2070%
Severe liquidity risk indicated by a Current Ratio of 0.27
MGYR BULLISH

MGYR presents a classic deep-value opportunity, characterized by a Piotroski F-Score of 4/9 (Stable) and a current price ($17.76) trading significantly below both its Graham Number ($27.05) and Intrinsic Value ($51.03). The company exhibits strong fundamental growth with YoY earnings increasing by 51.50% and a Price-to-Book ratio of 0.94, indicating the stock is trading below its liquidation value. However, this value is tempered by a bearish technical trend and a poor earnings track record, having missed estimates in four consecutive quarters. Overall, the massive valuation discount outweighs the operational inconsistencies.

Strengths
Trading below book value (P/B 0.94)
Significant undervaluation relative to Graham Number ($27.05) and Intrinsic Value ($51.03)
Strong earnings growth (YoY +51.50%)
Risks
Consistent failure to meet earnings estimates (0/4 beats)
Bearish technical trend (0/100 score)
Low Piotroski F-Score (4/9) suggests only mediocre financial health

Compare Another Pair

CXE vs MGYR: Head-to-Head Comparison

This page compares MFS High Income Municipal Trust (CXE) and Magyar Bancorp, Inc. (MGYR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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