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DBL vs MMD

DBL
DoubleLine Opportunistic Credit Fund
BEARISH
Price
$14.27
Market Cap
$282.1M
Sector
Financial Services
AI Confidence
90%
MMD
NYLI MacKay DefinedTerm Muni Opportunities Fund
BEARISH
Price
$14.88
Market Cap
$279.4M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
DBL
13.21
MMD
148.8
Forward P/E
DBL
--
MMD
--
P/B Ratio
DBL
--
MMD
0.91
P/S Ratio
DBL
--
MMD
12.24
EV/EBITDA
DBL
--
MMD
--

Profitability

Gross Margin
DBL
0.0%
MMD
100.0%
Operating Margin
DBL
0.0%
MMD
85.8%
Profit Margin
DBL
0.0%
MMD
8.17%
ROE
DBL
--
MMD
0.59%
ROA
DBL
--
MMD
2.48%

Growth

Revenue Growth
DBL
--
MMD
-15.0%
Earnings Growth
DBL
--
MMD
5.4%

Financial Health

Debt/Equity
DBL
--
MMD
0.52
Current Ratio
DBL
--
MMD
2.15
Quick Ratio
DBL
--
MMD
2.15

Dividends

Dividend Yield
DBL
9.25%
MMD
5.44%
Payout Ratio
DBL
122.22%
MMD
720.0%

AI Verdict

DBL BEARISH

DBL exhibits severe financial distress indicators, headlined by a critical Piotroski F-Score of 1/9, signaling weak fundamental health. The asset is currently trading at a significant premium to its intrinsic value of $7.56, while the 122.22% dividend payout ratio indicates an unsustainable yield that likely erodes capital. With a 0/100 technical trend and zero reported operating margins, the fund appears to be a value trap. The combination of poor health scores and overvaluation suggests a high risk of price correction.

Strengths
High nominal dividend yield of 9.25%
Positive long-term price performance (3Y and 5Y)
Low P/E ratio (13.21) relative to sector average
Risks
Critical financial health (Piotroski F-Score 1/9)
Unsustainable dividend payout ratio (122.22%)
Trading at nearly 2x its intrinsic value ($14.27 vs $7.56)
MMD BEARISH

MMD presents a high-risk profile characterized by a stable Piotroski F-Score of 5/9 but severe valuation disconnects. The current price of $14.88 trades at a massive premium to both the Graham Number ($6.08) and the Intrinsic Value ($1.51). Financial stability is undermined by a catastrophic dividend payout ratio of 720%, indicating that distributions are not supported by earnings. Combined with negative revenue growth (-15%) and a bearish technical trend (0/100), the fund appears fundamentally overvalued.

Strengths
Price-to-Book ratio of 0.91 suggests the asset is trading near its accounting value
Current and Quick ratios of 2.15 indicate strong short-term liquidity
Piotroski F-Score of 5/9 indicates stable financial health
Risks
Extreme overvaluation relative to Graham Number and Intrinsic Value
Unsustainable dividend payout ratio of 720%
Significant revenue contraction of -15.00% YoY

Compare Another Pair

DBL vs MMD: Head-to-Head Comparison

This page compares DoubleLine Opportunistic Credit Fund (DBL) and NYLI MacKay DefinedTerm Muni Opportunities Fund (MMD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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