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DFIN vs FLYW

DFIN
Donnelley Financial Solutions, Inc.
NEUTRAL
Price
$50.49
Market Cap
$1.44B
Sector
Technology
AI Confidence
80%
FLYW
Flywire Corporation
NEUTRAL
Price
$11.71
Market Cap
$1.43B
Sector
Technology
AI Confidence
80%

Valuation

P/E Ratio
DFIN
43.9
FLYW
106.45
Forward P/E
DFIN
9.85
FLYW
9.69
P/B Ratio
DFIN
3.41
FLYW
1.71
P/S Ratio
DFIN
1.88
FLYW
2.3
EV/EBITDA
DFIN
9.44
FLYW
25.46

Profitability

Gross Margin
DFIN
63.44%
FLYW
61.42%
Operating Margin
DFIN
10.96%
FLYW
-1.04%
Profit Margin
DFIN
4.22%
FLYW
2.17%
ROE
DFIN
7.95%
FLYW
1.64%
ROA
DFIN
11.32%
FLYW
1.09%

Growth

Revenue Growth
DFIN
10.4%
FLYW
34.0%
Earnings Growth
DFIN
8.7%
FLYW
--

Financial Health

Debt/Equity
DFIN
0.48
FLYW
0.0
Current Ratio
DFIN
1.06
FLYW
1.5
Quick Ratio
DFIN
0.84
FLYW
1.41

Dividends

Dividend Yield
DFIN
--
FLYW
--
Payout Ratio
DFIN
0.0%
FLYW
0.0%

AI Verdict

DFIN NEUTRAL

DFIN presents a mixed profile with a stable Piotroski F-Score of 4/9 and a significant valuation gap, as the current price of $50.49 far exceeds the Graham Number ($19.58) and Intrinsic Value ($23.06). While the stock trades at a steep premium to defensive values, its Forward P/E of 9.85 and PEG of 0.97 suggest the market is pricing in significant earnings growth. However, bearish insider activity and a 0/100 technical trend signal short-term caution. The company's consistent history of earnings beats provides a fundamental floor, but liquidity remains tight with a Quick Ratio of 0.84.

Strengths
Strong track record of earnings surprises (3/4 beats in last 4 quarters)
Attractive Forward P/E (9.85) compared to trailing P/E (43.90)
PEG Ratio of 0.97 indicates fair valuation relative to growth
Risks
Significant overvaluation relative to Graham Number and Intrinsic Value
Bearish insider sentiment with recent sales by the CEO and officers
Weak liquidity position (Quick Ratio 0.84 is below 1.0)
FLYW NEUTRAL

FLYW presents a conflicted profile with a stable Piotroski F-Score of 4/9 and a significant valuation gap, as the current price of $11.71 far exceeds the Graham Number ($4.12) and Intrinsic Value ($0.77). While the company exhibits strong top-line growth (34% YoY) and an exemplary balance sheet with zero debt, it is hampered by negative operating margins and a bearish technical trend. The massive discrepancy between the trailing P/E (106.45) and forward P/E (9.69) suggests the market is pricing in a drastic earnings turnaround that has yet to materialize in the current trailing data.

Strengths
Zero debt-to-equity ratio indicating an exceptionally clean balance sheet
Strong revenue growth of 34% both YoY and Q/Q
High gross margins (61.42%) providing a strong foundation for future profitability
Risks
Extreme valuation premium relative to Graham and Intrinsic value models
Bearish insider sentiment with significant selling by the CEO and General Counsel
Negative operating margins (-1.04%) indicating a struggle to convert revenue to operating profit

Compare Another Pair

DFIN vs FLYW: Head-to-Head Comparison

This page compares Donnelley Financial Solutions, Inc. (DFIN) and Flywire Corporation (FLYW) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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