No connection

Search Results

DGICB vs PGC

DGICB
Donegal Group Inc.
NEUTRAL
Price
$17.69
Market Cap
$687.5M
Sector
Financial Services
AI Confidence
80%
PGC
Peapack-Gladstone Financial Corporation
BULLISH
Price
$38.48
Market Cap
$681.4M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
DGICB
8.11
PGC
18.32
Forward P/E
DGICB
--
PGC
8.23
P/B Ratio
DGICB
1.02
PGC
1.02
P/S Ratio
DGICB
0.7
PGC
2.63
EV/EBITDA
DGICB
6.12
PGC
--

Profitability

Gross Margin
DGICB
10.17%
PGC
0.0%
Operating Margin
DGICB
8.87%
PGC
25.38%
Profit Margin
DGICB
8.11%
PGC
14.43%
ROE
DGICB
13.38%
PGC
5.91%
ROA
DGICB
2.62%
PGC
0.51%

Growth

Revenue Growth
DGICB
-3.9%
PGC
16.3%
Earnings Growth
DGICB
-33.3%
PGC
31.1%

Financial Health

Debt/Equity
DGICB
0.05
PGC
--
Current Ratio
DGICB
0.49
PGC
--
Quick Ratio
DGICB
0.15
PGC
--

Dividends

Dividend Yield
DGICB
3.73%
PGC
0.52%
Payout Ratio
DGICB
29.82%
PGC
9.52%

AI Verdict

DGICB NEUTRAL

DGICB shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 8.1
Undervalued vs Graham Number ($29.15)
Low debt with D/E ratio of 0.05
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-3.9%)
PGC BULLISH

PGC presents a compelling value opportunity, trading below both its Graham Number ($42.25) and Intrinsic Value ($61.95). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company is exhibiting strong growth momentum with YoY earnings growth of 31.10% and a significantly compressed forward P/E of 8.23. Despite a poor recent track record of earnings surprises (1/4 beats), the underlying price performance and valuation metrics suggest significant upside potential.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong growth trajectory with 31.10% YoY earnings growth
Attractive forward P/E ratio of 8.23 suggesting earnings expansion
Risks
Low profitability metrics with ROE at 5.91% and ROA at 0.51%
Poor recent earnings reliability with an average surprise of -9.20% over the last 4 quarters
Piotroski F-Score of 4/9 indicates only mediocre financial health

Compare Another Pair

DGICB vs PGC: Head-to-Head Comparison

This page compares Donegal Group Inc. (DGICB) and Peapack-Gladstone Financial Corporation (PGC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile