No connection

Search Results

DGICB vs TREE

DGICB
Donegal Group Inc.
NEUTRAL
Price
$17.69
Market Cap
$687.5M
Sector
Financial Services
AI Confidence
80%
TREE
LendingTree, Inc.
NEUTRAL
Price
$49.24
Market Cap
$682.3M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
DGICB
8.11
TREE
4.57
Forward P/E
DGICB
--
TREE
7.07
P/B Ratio
DGICB
1.02
TREE
2.36
P/S Ratio
DGICB
0.7
TREE
0.61
EV/EBITDA
DGICB
6.12
TREE
11.38

Profitability

Gross Margin
DGICB
10.17%
TREE
96.19%
Operating Margin
DGICB
8.87%
TREE
7.2%
Profit Margin
DGICB
8.11%
TREE
13.54%
ROE
DGICB
13.38%
TREE
76.49%
ROA
DGICB
2.62%
TREE
6.32%

Growth

Revenue Growth
DGICB
-3.9%
TREE
22.2%
Earnings Growth
DGICB
-33.3%
TREE
1746.8%

Financial Health

Debt/Equity
DGICB
0.05
TREE
1.53
Current Ratio
DGICB
0.49
TREE
1.67
Quick Ratio
DGICB
0.15
TREE
1.56

Dividends

Dividend Yield
DGICB
3.73%
TREE
--
Payout Ratio
DGICB
29.82%
TREE
0.0%

AI Verdict

DGICB NEUTRAL

DGICB shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 8.1
Undervalued vs Graham Number ($29.15)
Low debt with D/E ratio of 0.05
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-3.9%)
TREE NEUTRAL

LendingTree presents a stark contrast between deep value and deteriorating operational health. While the stock trades significantly below its Graham Number ($71.08) and Intrinsic Value ($318.01) with a very low P/E of 4.57, the Piotroski F-Score of 3/9 indicates weak financial health. Recent earnings performance is volatile, highlighted by a significant miss in the most recent quarter (Actual $-0.39 vs Est $0.87), which offsets the strong YoY revenue growth. The bearish technical trend and weak health score suggest a value trap risk despite the 'Strong Buy' analyst consensus.

Strengths
Deep valuation discount with a P/E of 4.57 and P/S of 0.61
Strong YoY revenue growth of 22.20%
High Return on Equity (ROE) of 76.49%
Risks
Weak operational health indicated by a Piotroski F-Score of 3/9
Recent earnings volatility with a -144.8% surprise in the latest quarter
Bearish technical trend (0/100 score)

Compare Another Pair

DGICB vs TREE: Head-to-Head Comparison

This page compares Donegal Group Inc. (DGICB) and LendingTree, Inc. (TREE) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile