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DJCO vs IIIV

DJCO
Daily Journal Corporation
BULLISH
Price
$519.63
Market Cap
$715.9M
Sector
Technology
AI Confidence
65%
IIIV
i3 Verticals, Inc.
BEARISH
Price
$20.77
Market Cap
$643.7M
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
DJCO
7.67
IIIV
259.62
Forward P/E
DJCO
--
IIIV
16.64
P/B Ratio
DJCO
1.87
IIIV
1.31
P/S Ratio
DJCO
8.0
IIIV
2.2
EV/EBITDA
DJCO
20.15
IIIV
23.94

Profitability

Gross Margin
DJCO
31.19%
IIIV
19.08%
Operating Margin
DJCO
5.51%
IIIV
2.53%
Profit Margin
DJCO
104.17%
IIIV
-2.01%
ROE
DJCO
27.72%
IIIV
--
ROA
DJCO
1.54%
IIIV
--

Growth

Revenue Growth
DJCO
10.4%
IIIV
0.9%
Earnings Growth
DJCO
--
IIIV
-83.4%

Financial Health

Debt/Equity
DJCO
0.05
IIIV
0.01
Current Ratio
DJCO
16.31
IIIV
0.5
Quick Ratio
DJCO
16.2
IIIV
0.37

Dividends

Dividend Yield
DJCO
--
IIIV
--
Payout Ratio
DJCO
0.0%
IIIV
0.0%

AI Verdict

DJCO BULLISH

DJCO shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 7.7
Undervalued vs Graham Number ($650.88)
Strong profitability (104.2% margin)
Risks
Weak financial trend (Piotroski F-Score: 3/9)
IIIV BEARISH

IIIV presents a significant disconnect between its current market price and fundamental value, anchored by a stable Piotroski F-Score of 5/9 but severely undermined by a Graham Number of $5.34 and an Intrinsic Value of $0.56. While the company maintains very low debt, its liquidity position is precarious with a Current Ratio of 0.50, indicating potential short-term obligations risk. Revenue growth has stagnated at 0.90% YoY, and earnings growth has collapsed by 83.40%, making the trailing P/E of 259.62 unsustainable. The combination of bearish insider selling and a 0/100 technical trend suggests a lack of confidence in a near-term recovery.

Strengths
Very low Debt/Equity ratio (0.01)
Consistent history of beating quarterly earnings estimates
Stable Piotroski F-Score (5/9)
Risks
Severe liquidity risk with Current Ratio of 0.50 and Quick Ratio of 0.37
Extreme valuation premium over Graham Number ($20.77 vs $5.34)
Stagnant revenue growth (0.90% YoY)

Compare Another Pair

DJCO vs IIIV: Head-to-Head Comparison

This page compares Daily Journal Corporation (DJCO) and i3 Verticals, Inc. (IIIV) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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