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EHTH vs HGBL

EHTH
eHealth, Inc.
BEARISH
Price
$1.38
Market Cap
$42.9M
Sector
Financial Services
AI Confidence
75%
HGBL
Heritage Global Inc.
NEUTRAL
Price
$1.40
Market Cap
$48.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
EHTH
--
HGBL
14.0
Forward P/E
EHTH
1.34
HGBL
8.75
P/B Ratio
EHTH
0.07
HGBL
0.73
P/S Ratio
EHTH
0.08
HGBL
0.95
EV/EBITDA
EHTH
6.85
HGBL
5.58

Profitability

Gross Margin
EHTH
100.0%
HGBL
60.87%
Operating Margin
EHTH
38.7%
HGBL
7.29%
Profit Margin
EHTH
7.23%
HGBL
7.04%
ROE
EHTH
4.22%
HGBL
5.43%
ROA
EHTH
3.54%
HGBL
4.12%

Growth

Revenue Growth
EHTH
3.5%
HGBL
10.1%
Earnings Growth
EHTH
-17.6%
HGBL
--

Financial Health

Debt/Equity
EHTH
0.14
HGBL
0.09
Current Ratio
EHTH
3.38
HGBL
2.16
Quick Ratio
EHTH
3.24
HGBL
1.44

Dividends

Dividend Yield
EHTH
--
HGBL
--
Payout Ratio
EHTH
0.0%
HGBL
0.0%

AI Verdict

EHTH BEARISH

EHTH shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.14
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Weak ROE of 4.2%
HGBL NEUTRAL

HGBL presents a classic value trap profile, characterized by a stable Piotroski F-Score of 4/9 and a current price ($1.40) trading significantly below its Graham Number ($2.08) and book value (P/B 0.73). While the balance sheet is exceptionally clean with very low debt (D/E 0.09) and strong liquidity (Current Ratio 2.16), these strengths are offset by a dismal earnings track record, missing 4 of the last 4 estimates with an average surprise of -58.34%. The divergence between the analyst target price ($3.42) and the growth-based intrinsic value ($0.70) suggests high volatility and speculative pricing. Overall, the company is financially solvent but operationally struggling to meet expectations.

Strengths
Trading below book value (P/B 0.73)
Very low leverage (Debt/Equity 0.09)
Strong short-term liquidity (Current Ratio 2.16)
Risks
Consistent failure to meet earnings estimates (0/4 last 4 quarters)
Severe long-term price erosion (5Y Change: -53.3%)
Bearish insider activity with repeated sales by General Counsel

Compare Another Pair

EHTH vs HGBL: Head-to-Head Comparison

This page compares eHealth, Inc. (EHTH) and Heritage Global Inc. (HGBL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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