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EMD vs RRBI

EMD
Western Asset Emerging Markets Debt Fund Inc.
BULLISH
Price
$10.74
Market Cap
$624.3M
Sector
Financial Services
AI Confidence
80%
RRBI
Red River Bancshares, Inc.
BULLISH
Price
$96.53
Market Cap
$634.9M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
EMD
6.17
RRBI
15.13
Forward P/E
EMD
--
RRBI
13.0
P/B Ratio
EMD
0.96
RRBI
1.74
P/S Ratio
EMD
9.17
RRBI
5.15
EV/EBITDA
EMD
--
RRBI
--

Profitability

Gross Margin
EMD
100.0%
RRBI
0.0%
Operating Margin
EMD
87.08%
RRBI
44.88%
Profit Margin
EMD
148.51%
RRBI
34.71%
ROE
EMD
15.93%
RRBI
12.49%
ROA
EMD
4.34%
RRBI
1.32%

Growth

Revenue Growth
EMD
-3.0%
RRBI
13.5%
Earnings Growth
EMD
48.2%
RRBI
27.2%

Financial Health

Debt/Equity
EMD
0.37
RRBI
--
Current Ratio
EMD
0.07
RRBI
--
Quick Ratio
EMD
0.07
RRBI
--

Dividends

Dividend Yield
EMD
10.61%
RRBI
0.69%
Payout Ratio
EMD
64.22%
RRBI
8.46%

AI Verdict

EMD BULLISH

EMD exhibits strong value characteristics with a stable Piotroski F-Score of 6/9 and significant undervaluation relative to its Graham Number ($20.97) and Intrinsic Value ($51.33). The fund is trading at a low P/E of 6.17 and a Price/Book of 0.96, suggesting a deep discount to its underlying assets. While technical trends and insider sentiment are currently bearish, the combination of a 10.61% dividend yield and robust earnings growth (48.20%) provides a strong fundamental floor.

Strengths
Significant undervaluation relative to Graham Number ($20.97) and Intrinsic Value ($51.33)
High dividend yield of 10.61% with a sustainable payout ratio of 64.22%
Strong earnings growth of 48.20% YoY
Risks
Bearish technical trend (0/100) indicating short-term price pressure
Weak insider sentiment (40/100) suggesting lack of internal confidence
Extremely low current and quick ratios (0.07), though typical for closed-end funds
RRBI BULLISH

RRBI exhibits a stable financial health profile with a Piotroski F-Score of 4/9 and a highly impressive earnings track record. While the current price of $96.53 is slightly above the Graham Number ($89.28), it trades at a significant discount to its growth-based intrinsic value of $188.21. The company demonstrates powerful momentum with 27.2% YoY earnings growth and a nearly flawless history of beating analyst estimates over the last 25 quarters. Despite a low current dividend yield, the extremely low payout ratio suggests substantial capacity for future capital returns.

Strengths
Exceptional earnings consistency with beats in 24 of the last 25 quarters
Strong growth trajectory with 27.2% YoY earnings growth and 13.5% revenue growth
Significant upside potential relative to growth-based intrinsic value ($188.21)
Risks
Regional bank sector exposure to interest rate volatility and credit risk
Piotroski F-Score of 4/9 indicates only 'stable' rather than 'strong' financial health
Low dividend yield (0.69%) may fail to attract income-focused institutional investors

Compare Another Pair

EMD vs RRBI: Head-to-Head Comparison

This page compares Western Asset Emerging Markets Debt Fund Inc. (EMD) and Red River Bancshares, Inc. (RRBI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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