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EPAM vs TTAN

EPAM
EPAM Systems, Inc.
NEUTRAL
Price
$118.98
Market Cap
$6.28B
Sector
Technology
AI Confidence
85%
TTAN
ServiceTitan, Inc.
NEUTRAL
Price
$66.28
Market Cap
$6.31B
Sector
Technology
AI Confidence
80%

Valuation

P/E Ratio
EPAM
17.71
TTAN
--
Forward P/E
EPAM
8.55
TTAN
41.29
P/B Ratio
EPAM
1.76
TTAN
4.11
P/S Ratio
EPAM
1.15
TTAN
6.57
EV/EBITDA
EPAM
7.48
TTAN
-62.42

Profitability

Gross Margin
EPAM
28.88%
TTAN
70.48%
Operating Margin
EPAM
11.86%
TTAN
-15.64%
Profit Margin
EPAM
6.92%
TTAN
-16.63%
ROE
EPAM
10.33%
TTAN
-10.73%
ROA
EPAM
7.55%
TTAN
-5.59%

Growth

Revenue Growth
EPAM
12.8%
TTAN
21.4%
Earnings Growth
EPAM
9.9%
TTAN
--

Financial Health

Debt/Equity
EPAM
0.04
TTAN
0.03
Current Ratio
EPAM
2.59
TTAN
3.49
Quick Ratio
EPAM
2.48
TTAN
3.2

Dividends

Dividend Yield
EPAM
--
TTAN
--
Payout Ratio
EPAM
0.0%
TTAN
0.0%

AI Verdict

EPAM NEUTRAL

EPAM presents a classic value trap profile: fundamentally sound but technically broken. With a Piotroski F-Score of 4/9 (Stable) and a negligible Debt/Equity ratio of 0.04, the company is financially healthy, yet the stock is in a severe multi-year downtrend (-74.1% over 5 years). While the current price of $118.98 sits comfortably below the growth-based intrinsic value of $146.83 and offers an attractive PEG ratio of 0.71, the combination of bearish insider activity and a 0/100 technical trend suggests a lack of immediate catalysts for recovery.

Strengths
Extremely low leverage with a Debt/Equity ratio of 0.04
Strong liquidity position evidenced by a Current Ratio of 2.59
Significant undervaluation relative to growth (PEG Ratio: 0.71)
Risks
Severe negative price momentum (1-year change of -24.7%)
Bearish insider sentiment with consistent selling and zero buying
Low net profit margins (6.92%) for a technology services firm
TTAN NEUTRAL

TTAN presents a stark contrast between fundamental health and growth trajectory, anchored by a weak Piotroski F-Score of 2/9 and a lack of deterministic value markers like the Graham Number. While the company exhibits strong top-line growth (21.4%) and an impressive EPS recovery (+125% YoY) with consistent earnings beats, these are offset by negative profit margins and a bearish technical trend. The extreme divergence between 'Strong Buy' analyst recommendations and aggressive insider selling ($33.66M) suggests a high-risk growth play where operational efficiency has yet to catch up to valuation.

Strengths
Strong Gross Margin of 70.48% indicating a scalable software product
Exceptional earnings surprise track record (Avg 65.41% over last 4 quarters)
Very low leverage with a Debt/Equity ratio of 0.03
Risks
Poor financial health as indicated by a Piotroski F-Score of 2/9
Persistent negative profitability (Profit Margin: -16.63%)
Heavy insider liquidation with 11 sell transactions and 0 buys

Compare Another Pair

EPAM vs TTAN: Head-to-Head Comparison

This page compares EPAM Systems, Inc. (EPAM) and ServiceTitan, Inc. (TTAN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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