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ETJ vs NFBK

ETJ
Eaton Vance Risk-Managed Diversified Equity Income Fund
BEARISH
Price
$8.39
Market Cap
$564.7M
Sector
Financial Services
AI Confidence
90%
NFBK
Northfield Bancorp, Inc.
NEUTRAL
Price
$13.62
Market Cap
$568.8M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
ETJ
11.34
NFBK
681.0
Forward P/E
ETJ
--
NFBK
9.08
P/B Ratio
ETJ
--
NFBK
0.83
P/S Ratio
ETJ
--
NFBK
3.87
EV/EBITDA
ETJ
--
NFBK
--

Profitability

Gross Margin
ETJ
0.0%
NFBK
0.0%
Operating Margin
ETJ
0.0%
NFBK
48.46%
Profit Margin
ETJ
0.0%
NFBK
0.54%
ROE
ETJ
--
NFBK
0.11%
ROA
ETJ
--
NFBK
0.01%

Growth

Revenue Growth
ETJ
--
NFBK
14.2%
Earnings Growth
ETJ
--
NFBK
--

Financial Health

Debt/Equity
ETJ
--
NFBK
--
Current Ratio
ETJ
--
NFBK
--
Quick Ratio
ETJ
--
NFBK
--

Dividends

Dividend Yield
ETJ
9.31%
NFBK
3.75%
Payout Ratio
ETJ
105.57%
NFBK
2600.0%

AI Verdict

ETJ BEARISH

ETJ exhibits severe fundamental weakness, highlighted by a critical Piotroski F-Score of 1/9, indicating poor financial health. The fund is currently trading at a significant premium to its growth-based intrinsic value of $5.18, with a current price of $8.39. Furthermore, the dividend profile is unsustainable, with a payout ratio of 105.57%, suggesting that distributions are exceeding earnings. Combined with a 0/100 technical trend, the data suggests a high risk of price correction or dividend cuts.

Strengths
High nominal dividend yield of 9.31%
Positive long-term price performance (3Y change of +41.3%)
P/E ratio (11.34) is significantly lower than the sector average (38.24)
Risks
Unsustainable payout ratio of 105.57% indicating capital erosion
Critical financial health deterioration (Piotroski F-Score 1/9)
Trading at a ~61% premium to its intrinsic value of $5.18
NFBK NEUTRAL

NFBK exhibits a stable but mediocre Piotroski F-Score of 4/9, reflecting a company in a transitional health phase. While the Graham Number ($2.73) and Intrinsic Value ($0.14) suggest extreme undervaluation or formula mismatch for a banking entity, the Price/Book ratio of 0.83 indicates the stock is trading below its accounting value. Strong YoY EPS growth (+73.7%) and a reasonable Forward P/E of 9.08 contrast sharply with a distressed trailing P/E and an unsustainable dividend payout ratio. The divergence between the 1-year price surge (+49%) and the bearish technical trend score (10/100) suggests a potential peak or imminent correction.

Strengths
Trading below book value (P/B 0.83)
Strong Year-over-Year EPS growth of 73.7%
Consistent track record of beating earnings estimates (3/4 last 4 quarters)
Risks
Unsustainable dividend payout ratio of 2600%
Extremely low current ROE (0.11%) and ROA (0.01%)
Bearish technical trend score (10/100)

Compare Another Pair

ETJ vs NFBK: Head-to-Head Comparison

This page compares Eaton Vance Risk-Managed Diversified Equity Income Fund (ETJ) and Northfield Bancorp, Inc. (NFBK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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