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EVN vs WTBA

EVN
Eaton Vance Municipal Income Trust
BEARISH
Price
$10.53
Market Cap
$420.2M
Sector
Financial Services
AI Confidence
90%
WTBA
West Bancorporation, Inc.
NEUTRAL
Price
$24.48
Market Cap
$416.8M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
EVN
1053.0
WTBA
11.83
Forward P/E
EVN
--
WTBA
8.59
P/B Ratio
EVN
0.97
WTBA
1.56
P/S Ratio
EVN
13.92
WTBA
4.38
EV/EBITDA
EVN
--
WTBA
--

Profitability

Gross Margin
EVN
100.0%
WTBA
0.0%
Operating Margin
EVN
86.04%
WTBA
43.15%
Profit Margin
EVN
1.4%
WTBA
34.19%
ROE
EVN
0.1%
WTBA
13.19%
ROA
EVN
2.51%
WTBA
0.8%

Growth

Revenue Growth
EVN
7.7%
WTBA
17.4%
Earnings Growth
EVN
5.9%
WTBA
3.3%

Financial Health

Debt/Equity
EVN
0.46
WTBA
--
Current Ratio
EVN
1.11
WTBA
--
Quick Ratio
EVN
1.11
WTBA
--

Dividends

Dividend Yield
EVN
5.85%
WTBA
4.08%
Payout Ratio
EVN
6156.0%
WTBA
48.31%

AI Verdict

EVN BEARISH

EVN exhibits a stable but stagnant financial profile with a Piotroski F-Score of 4/9. The asset is severely overvalued by traditional deterministic metrics, with a Graham Number of $1.56 and an Intrinsic Value of $0.16, though this discrepancy is common for Closed-End Funds (CEFs) where Net Asset Value (NAV) is the primary driver. A critical red flag is the 6156% payout ratio, indicating that dividends are not being covered by earnings. Combined with a 0/100 technical trend, the outlook is bearish despite the modest 5.85% yield.

Strengths
Trading at a slight discount to book value (P/B 0.97)
Stable health rating (Piotroski 4/9)
Positive 1-year price performance (+11.4%)
Risks
Extreme payout ratio (6156%) suggests unsustainable dividend funding
Absurd P/E ratio (1053.00) indicates negligible earnings relative to price
Bearish technical trend (0/100)
WTBA NEUTRAL

WTBA presents a valuation-driven opportunity tempered by deteriorating earnings momentum. The deterministic baseline shows a stable Piotroski F-Score of 4/9 and a current price ($24.48) trading slightly below both its Intrinsic Value ($24.74) and Graham Number ($27.04). While the dividend profile is strong and the P/E ratio is attractive, a significant recent Q/Q EPS decline of 21.8% and bearish insider activity suggest immediate headwinds.

Strengths
Trading below Graham Number ($27.04) and Intrinsic Value ($24.74)
Strong dividend yield of 4.08% with a sustainable payout ratio of 48.31%
Robust revenue growth (YoY 17.40%)
Risks
Sharp recent decline in earnings growth (Q/Q EPS growth -21.8%)
Bearish insider sentiment with recent director sales totaling $0.52M
Very weak technical trend (10/100), indicating strong downward momentum

Compare Another Pair

EVN vs WTBA: Head-to-Head Comparison

This page compares Eaton Vance Municipal Income Trust (EVN) and West Bancorporation, Inc. (WTBA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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