No connection

Search Results

EZRA vs LMFA

EZRA
Reliance Global Group, Inc.
BEARISH
Price
$0.18
Market Cap
$3.9M
Sector
Financial Services
AI Confidence
45%
LMFA
LM Funding America, Inc.
BEARISH
Price
$0.28
Market Cap
$4.5M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
EZRA
--
LMFA
--
Forward P/E
EZRA
--
LMFA
-0.07
P/B Ratio
EZRA
0.31
LMFA
0.13
P/S Ratio
EZRA
0.32
LMFA
0.59
EV/EBITDA
EZRA
-1.16
LMFA
--

Profitability

Gross Margin
EZRA
-20.05%
LMFA
10.96%
Operating Margin
EZRA
-52.83%
LMFA
-494.61%
Profit Margin
EZRA
-56.21%
LMFA
0.0%
ROE
EZRA
-148.29%
LMFA
-84.01%
ROA
EZRA
-36.74%
LMFA
-56.57%

Growth

Revenue Growth
EZRA
-20.8%
LMFA
8.6%
Earnings Growth
EZRA
--
LMFA
--

Financial Health

Debt/Equity
EZRA
0.99
LMFA
0.71
Current Ratio
EZRA
1.78
LMFA
1.18
Quick Ratio
EZRA
0.87
LMFA
0.08

Dividends

Dividend Yield
EZRA
--
LMFA
--
Payout Ratio
EZRA
0.0%
LMFA
0.0%

AI Verdict

EZRA BEARISH

EZRA shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 1/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of -56.2%
Weak financial trend (Piotroski F-Score: 1/9)
Declining revenue (-20.8%)
LMFA BEARISH

LMFA is in a state of severe financial distress, evidenced by a critical Piotroski F-Score of 1/9. The company exhibits catastrophic operational inefficiency with an operating margin of -494.61% and a near-total lack of liquid assets, as shown by a Quick Ratio of 0.08. While the Price-to-Book ratio of 0.13 suggests a deep discount, the consistent earnings misses and a 99.2% decline in value over five years indicate a classic value trap. The single analyst 'Buy' rating is fundamentally unsupported by the current trajectory of the business.

Strengths
Extremely low Price-to-Book ratio (0.13)
Positive year-over-year revenue growth (8.60%)
Current ratio remains above 1.0 (1.18)
Risks
Severe liquidity crisis indicated by a Quick Ratio of 0.08
Unsustainable operating losses (Operating Margin -494.61%)
Consistent and massive earnings misses (most recent surprise -280%)

Compare Another Pair

EZRA vs LMFA: Head-to-Head Comparison

This page compares Reliance Global Group, Inc. (EZRA) and LM Funding America, Inc. (LMFA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile