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FIHL vs V

FIHL
Fidelis Insurance Holdings Limited
NEUTRAL
Price
$20.96
Market Cap
$1.81B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
FIHL
9.93
V
28.35
Forward P/E
FIHL
5.3
V
20.79
P/B Ratio
FIHL
0.84
V
15.09
P/S Ratio
FIHL
0.72
V
14.08
EV/EBITDA
FIHL
--
V
20.06

Profitability

Gross Margin
FIHL
16.82%
V
97.78%
Operating Margin
FIHL
25.76%
V
68.3%
Profit Margin
FIHL
9.02%
V
50.23%
ROE
FIHL
9.3%
V
53.95%
ROA
FIHL
1.67%
V
18.36%

Growth

Revenue Growth
FIHL
-10.8%
V
14.6%
Earnings Growth
FIHL
--
V
17.4%

Financial Health

Debt/Equity
FIHL
0.36
V
0.55
Current Ratio
FIHL
1.22
V
1.11
Quick Ratio
FIHL
0.69
V
0.72

Dividends

Dividend Yield
FIHL
2.86%
V
0.89%
Payout Ratio
FIHL
23.7%
V
22.91%

AI Verdict

FIHL NEUTRAL

FIHL presents a stark contradiction between deep value and deteriorating fundamental health. While the stock trades at a discount to book value (P/B 0.84) and possesses a strong Graham Number of $34.33, the Piotroski F-Score of 2/9 indicates significant weakness in financial health. Severe revenue contraction (-59.61% Q/Q) offsets the positive YoY EPS growth, suggesting a volatile transition period. The valuation provides a safety floor, but the bearish technical trend and poor health score preclude a bullish rating.

Strengths
Trading below book value (P/B 0.84)
Low Forward P/E of 5.30 suggesting significant undervaluation relative to earnings
Conservative Debt/Equity ratio of 0.36
Risks
Critical Piotroski F-Score (2/9) signaling fundamental deterioration
Severe short-term revenue collapse (-59.61% Q/Q)
Strongly bearish technical trend (10/100)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

FIHL vs V: Head-to-Head Comparison

This page compares Fidelis Insurance Holdings Limited (FIHL) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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