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FIS vs MSFT

FIS
Fidelity National Information Services, Inc.
NEUTRAL
Price
$45.73
Market Cap
$23.68B
Sector
Technology
AI Confidence
85%
MSFT
Microsoft Corporation
BULLISH
Price
$374.33
Market Cap
$2.78T
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
FIS
62.64
MSFT
23.42
Forward P/E
FIS
6.63
MSFT
19.86
P/B Ratio
FIS
1.69
MSFT
7.11
P/S Ratio
FIS
2.22
MSFT
9.11
EV/EBITDA
FIS
11.55
MSFT
16.05

Profitability

Gross Margin
FIS
36.86%
MSFT
68.59%
Operating Margin
FIS
24.64%
MSFT
47.09%
Profit Margin
FIS
3.58%
MSFT
39.04%
ROE
FIS
2.6%
MSFT
34.39%
ROA
FIS
4.37%
MSFT
14.86%

Growth

Revenue Growth
FIS
8.2%
MSFT
16.7%
Earnings Growth
FIS
88.1%
MSFT
59.8%

Financial Health

Debt/Equity
FIS
0.96
MSFT
0.32
Current Ratio
FIS
0.59
MSFT
1.39
Quick Ratio
FIS
0.44
MSFT
1.24

Dividends

Dividend Yield
FIS
3.59%
MSFT
0.97%
Payout Ratio
FIS
219.18%
MSFT
21.28%

AI Verdict

FIS NEUTRAL

FIS presents a stark contrast between defensive valuation and growth potential. With a Piotroski F-Score of 4/9, the company's financial health is merely stable, while the current price of $45.73 trades at a significant premium to its Graham Number ($21.07) and Intrinsic Value ($21.54). While the forward P/E (6.63) and PEG (0.25) suggest deep value relative to growth, the unsustainable dividend payout ratio (219%) and a total lack of technical momentum (0/100) are critical concerns.

Strengths
Exceptional earnings growth (88.10% YoY)
Highly attractive Forward P/E of 6.63
Very low PEG ratio (0.25) indicating undervaluation relative to growth
Risks
Unsustainable dividend payout ratio of 219.18%
Poor short-term liquidity with a Current Ratio of 0.59
Severe long-term price erosion (-66.6% over 5 years)
MSFT BULLISH

Microsoft exhibits strong fundamental health with a Piotroski F-Score of 7/9, indicating robust financial stability. While the stock is currently experiencing a severe technical downtrend (0/100) and significant 6-month price depreciation (-28.6%), the current price of $374.33 sits well below the growth-based intrinsic value of $471.41 and the analyst target of $587.31. Exceptional earnings growth (59.8% YoY) and high operating margins (47.09%) suggest that the current price correction presents a value opportunity despite bearish insider sentiment.

Strengths
Strong financial health evidenced by a Piotroski F-Score of 7/9
Exceptional profitability with a 39.04% profit margin and 47.09% operating margin
Robust earnings growth (59.8% YoY) and consistent history of beating estimates
Risks
Severe short-term technical bearishness (0/100 trend score)
Bearish insider activity with $32.64M in net sales over the last 6 months
High Price-to-Book ratio (7.11) indicating a premium over book value

Compare Another Pair

FIS vs MSFT: Head-to-Head Comparison

This page compares Fidelity National Information Services, Inc. (FIS) and Microsoft Corporation (MSFT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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