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FORM vs JKHY

FORM
FormFactor, Inc.
BEARISH
Price
$121.07
Market Cap
$9.44B
Sector
Technology
AI Confidence
85%
JKHY
Jack Henry & Associates, Inc.
BULLISH
Price
$147.20
Market Cap
$10.65B
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
FORM
178.04
JKHY
21.09
Forward P/E
FORM
54.26
JKHY
21.05
P/B Ratio
FORM
9.08
JKHY
4.82
P/S Ratio
FORM
12.02
JKHY
4.32
EV/EBITDA
FORM
91.61
JKHY
15.31

Profitability

Gross Margin
FORM
39.18%
JKHY
43.84%
Operating Margin
FORM
13.55%
JKHY
25.7%
Profit Margin
FORM
6.93%
JKHY
20.59%
ROE
FORM
5.48%
JKHY
24.28%
ROA
FORM
3.31%
JKHY
13.35%

Growth

Revenue Growth
FORM
13.6%
JKHY
7.9%
Earnings Growth
FORM
131.8%
JKHY
28.4%

Financial Health

Debt/Equity
FORM
0.03
JKHY
0.03
Current Ratio
FORM
4.5
JKHY
1.6
Quick Ratio
FORM
3.25
JKHY
0.95

Dividends

Dividend Yield
FORM
--
JKHY
1.6%
Payout Ratio
FORM
0.0%
JKHY
33.29%

AI Verdict

FORM BEARISH

FormFactor exhibits exceptional operational health with a Piotroski F-Score of 8/9 and a negligible debt-to-equity ratio of 0.03. However, the stock is currently experiencing a severe valuation disconnect, trading at $121.07—nearly 6x its growth-based intrinsic value ($20.06) and significantly above the analyst target price of $86.89. While earnings growth is explosive (131.8% YoY), the P/E ratio of 178.04 is unsustainable. The combination of aggressive insider selling and a bearish technical trend suggests the current price is driven by momentum rather than fundamental value.

Strengths
Strong operational health (Piotroski F-Score 8/9)
Exceptional liquidity with a Current Ratio of 4.50
Minimal leverage (Debt/Equity 0.03)
Risks
Extreme overvaluation (P/E 178.04, P/S 12.02)
Significant gap between current price ($121.07) and Intrinsic Value ($20.06)
Bearish insider sentiment with 15 sell transactions and 0 buys
JKHY BULLISH

JKHY exhibits exceptional fundamental strength, highlighted by a Piotroski F-Score of 8/9 and a near-zero Debt/Equity ratio of 0.03. While the technical trend is currently bearish (0/100) and the stock is trading well above its defensive Graham Number ($69.24), it remains significantly undervalued relative to its growth-based intrinsic value of $205.91. The company's track record of beating earnings estimates over 25 consecutive quarters provides high confidence in its operational execution. The current price dip represents a compelling entry point for long-term investors despite short-term momentum headwinds.

Strengths
Exceptional financial health with a Piotroski F-Score of 8/9
Negligible leverage with a Debt/Equity ratio of 0.03
Remarkable earnings consistency with beats in nearly all of the last 25 quarters
Risks
Severe bearish technical momentum (Technical Trend score of 0/100)
Bearish insider sentiment with $3.53M in net selling and zero buys
Modest top-line revenue growth (7.9% YoY) compared to earnings growth

Compare Another Pair

FORM vs JKHY: Head-to-Head Comparison

This page compares FormFactor, Inc. (FORM) and Jack Henry & Associates, Inc. (JKHY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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