No connection

Search Results

FORTY vs PAYO

FORTY
Formula Systems (1985) Ltd.
BEARISH
Price
$124.45
Market Cap
$1.91B
Sector
Technology
AI Confidence
85%
PAYO
Payoneer Global Inc.
NEUTRAL
Price
$5.17
Market Cap
$1.84B
Sector
Technology
AI Confidence
75%

Valuation

P/E Ratio
FORTY
54.11
PAYO
27.21
Forward P/E
FORTY
--
PAYO
15.31
P/B Ratio
FORTY
1.4
PAYO
2.56
P/S Ratio
FORTY
0.73
PAYO
1.75
EV/EBITDA
FORTY
6.83
PAYO
7.25

Profitability

Gross Margin
FORTY
19.76%
PAYO
84.3%
Operating Margin
FORTY
5.87%
PAYO
12.53%
Profit Margin
FORTY
23.09%
PAYO
6.95%
ROE
FORTY
6.88%
PAYO
10.24%
ROA
FORTY
3.71%
PAYO
1.0%

Growth

Revenue Growth
FORTY
2.4%
PAYO
4.9%
Earnings Growth
FORTY
2645.3%
PAYO
5.0%

Financial Health

Debt/Equity
FORTY
0.33
PAYO
0.1
Current Ratio
FORTY
1.63
PAYO
1.0
Quick Ratio
FORTY
1.54
PAYO
0.99

Dividends

Dividend Yield
FORTY
1.98%
PAYO
--
Payout Ratio
FORTY
107.08%
PAYO
0.0%

AI Verdict

FORTY BEARISH

FORTY exhibits significant financial fragility, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating fundamental health. The stock is trading at a substantial premium, with a current price of $124.45 nearly double its Graham Number ($67.88) and Intrinsic Value ($67.85). While the company maintains a low Debt/Equity ratio, the unsustainable dividend payout ratio of 107.08% and a bearish technical trend (0/100) suggest a high risk of price correction. Extreme volatility in earnings growth and stagnant revenue growth (2.4% YoY) further undermine the current valuation.

Strengths
Low Debt/Equity ratio (0.33) indicating manageable leverage
Strong net profit margin of 23.09%
Low Price-to-Sales ratio (0.73) relative to sector
Risks
Severe fundamental weakness indicated by Piotroski F-Score of 2/9
Significant overvaluation relative to Graham and Intrinsic value estimates
Unsustainable dividend payout ratio (107.08%) exceeding earnings
PAYO NEUTRAL

PAYO presents a conflict between deterministic value and analyst sentiment, with a Piotroski F-Score of 4/9 indicating stable but mediocre financial health. The stock trades at a significant premium to its Graham Number ($2.94) and Intrinsic Value ($2.75), suggesting the market is pricing in future growth not yet fully realized in the trailing data. While the balance sheet is exceptionally clean with very low debt, the slow YoY revenue growth (4.9%) contrasts with a strong 'Strong Buy' analyst consensus and a target price of $7.50. Recent short-term price momentum is positive, but long-term performance remains deeply bearish.

Strengths
Exceptional gross margins of 84.30%
Very low leverage with a Debt/Equity ratio of 0.10
Strong analyst consensus (Strong Buy) with significant upside to target price
Risks
Trading at a ~76% premium to the Graham Number
Stagnant top-line growth (Revenue growth only 4.90% YoY)
Tight liquidity position with a Current Ratio of 1.00

Compare Another Pair

FORTY vs PAYO: Head-to-Head Comparison

This page compares Formula Systems (1985) Ltd. (FORTY) and Payoneer Global Inc. (PAYO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile