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FRST vs V

FRST
Primis Financial Corp.
NEUTRAL
Price
$14.03
Market Cap
$346.5M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
FRST
5.63
V
28.35
Forward P/E
FRST
7.1
V
20.79
P/B Ratio
FRST
0.82
V
15.09
P/S Ratio
FRST
1.64
V
14.08
EV/EBITDA
FRST
--
V
20.06

Profitability

Gross Margin
FRST
0.0%
V
97.78%
Operating Margin
FRST
51.42%
V
68.3%
Profit Margin
FRST
29.08%
V
50.23%
ROE
FRST
14.68%
V
53.95%
ROA
FRST
1.49%
V
18.36%

Growth

Revenue Growth
FRST
1259.2%
V
14.6%
Earnings Growth
FRST
--
V
17.4%

Financial Health

Debt/Equity
FRST
--
V
0.55
Current Ratio
FRST
--
V
1.11
Quick Ratio
FRST
--
V
0.72

Dividends

Dividend Yield
FRST
2.85%
V
0.89%
Payout Ratio
FRST
16.06%
V
22.91%

AI Verdict

FRST NEUTRAL

Primis Financial Corp. presents a classic 'value trap' profile, characterized by a weak Piotroski F-Score of 3/9 indicating deteriorating operational health despite deep valuation discounts. While the stock trades significantly below its Graham Number ($30.97) and Intrinsic Value ($17.43), with a P/B of 0.82, these metrics are offset by a consistent track record of earnings misses and a bearish technical trend (10/100). The extreme YoY revenue growth of 1259% suggests non-organic expansion or accounting anomalies rather than sustainable operational scaling. Consequently, the deep value is currently outweighed by poor financial health and negative earnings momentum.

Strengths
Deep value valuation with P/E of 5.63 and P/B of 0.82
Strong ROE of 14.68% relative to sector averages
Highly sustainable dividend with a low payout ratio of 16.06%
Risks
Weak operational health as evidenced by a Piotroski F-Score of 3/9
Poor earnings reliability with an average surprise of -30.72% over the last 4 quarters
Extremely bearish technical trend (10/100) suggesting strong selling pressure
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

FRST vs V: Head-to-Head Comparison

This page compares Primis Financial Corp. (FRST) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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