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FUTU vs PFG

FUTU
Futu Holdings Limited
BULLISH
Price
$155.27
Market Cap
$21.62B
Sector
Financial Services
AI Confidence
85%
PFG
Principal Financial Group, Inc.
NEUTRAL
Price
$93.98
Market Cap
$20.38B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
FUTU
15.36
PFG
17.9
Forward P/E
FUTU
11.51
PFG
9.23
P/B Ratio
FUTU
4.24
PFG
1.72
P/S Ratio
FUTU
1.03
PFG
1.3
EV/EBITDA
FUTU
--
PFG
11.28

Profitability

Gross Margin
FUTU
94.38%
PFG
44.24%
Operating Margin
FUTU
69.1%
PFG
14.11%
Profit Margin
FUTU
53.76%
PFG
7.58%
ROE
FUTU
33.08%
PFG
10.52%
ROA
FUTU
5.84%
PFG
0.28%

Growth

Revenue Growth
FUTU
53.1%
PFG
-3.7%
Earnings Growth
FUTU
78.8%
PFG
-40.9%

Financial Health

Debt/Equity
FUTU
0.43
PFG
0.35
Current Ratio
FUTU
1.16
PFG
1.51
Quick Ratio
FUTU
1.15
PFG
0.34

Dividends

Dividend Yield
FUTU
1.67%
PFG
3.33%
Payout Ratio
FUTU
0.0%
PFG
58.67%

AI Verdict

FUTU BULLISH

FUTU exhibits a stable financial foundation with a Piotroski F-Score of 5/9 and a strong growth profile. While the Graham Number of $91.27 suggests the stock is priced above defensive value, the growth-based intrinsic value of $298.25 and a low Forward P/E of 11.51 indicate significant upside. The company is delivering exceptional profitability with a 33.08% ROE and explosive YoY earnings growth of 78.80%, which outweighs the current bearish technical trend.

Strengths
Hyper-growth trajectory with 53.10% YoY revenue growth and 78.80% earnings growth
Exceptional profitability margins (Gross Margin 94.38%, Profit Margin 53.76%)
Highly attractive valuation relative to growth (Forward P/E of 11.51)
Risks
Severe bearish technical trend (Technical Trend score: 0/100)
Weak insider sentiment (40/100) suggesting lack of internal conviction
Significant gap between defensive fair value ($91.27) and current price
PFG NEUTRAL

PFG presents a contradictory profile where strong price performance masks deteriorating fundamentals. The company maintains a stable health profile with a Piotroski F-Score of 4/9 and low debt, but it is currently trading at a significant premium to its Intrinsic Value ($36.75) and Graham Number ($80.36). Severe contractions in YoY earnings (-40.90%) and revenue (-3.70%) are major concerns, though a low Forward P/E of 9.23 suggests analysts expect a recovery. The stock is currently priced near its 52-week high despite these fundamental headwinds.

Strengths
Low Debt/Equity ratio of 0.35 indicating strong solvency
Sustainable dividend payout ratio of 58.67%
Strong 1-year price appreciation of 36.3%
Risks
Severe YoY earnings decline of 40.90%
Negative revenue growth both YoY (-3.70%) and Q/Q (-3.69%)
Current price ($93.98) is significantly above the growth-based intrinsic value ($36.75)

Compare Another Pair

FUTU vs PFG: Head-to-Head Comparison

This page compares Futu Holdings Limited (FUTU) and Principal Financial Group, Inc. (PFG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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