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GCV vs IROQ

GCV
The Gabelli Convertible and Income Securities Fund Inc.
BULLISH
Price
$4.47
Market Cap
$89.6M
Sector
Financial Services
AI Confidence
85%
IROQ
IF Bancorp Inc
NEUTRAL
Price
$26.55
Market Cap
$89.0M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GCV
4.14
IROQ
16.19
Forward P/E
GCV
--
IROQ
--
P/B Ratio
GCV
1.03
IROQ
0.99
P/S Ratio
GCV
35.45
IROQ
3.12
EV/EBITDA
GCV
--
IROQ
--

Profitability

Gross Margin
GCV
100.0%
IROQ
0.0%
Operating Margin
GCV
47.96%
IROQ
26.28%
Profit Margin
GCV
848.01%
IROQ
18.11%
ROE
GCV
24.7%
IROQ
6.33%
ROA
GCV
0.88%
IROQ
0.6%

Growth

Revenue Growth
GCV
--
IROQ
8.5%
Earnings Growth
GCV
373.8%
IROQ
8.3%

Financial Health

Debt/Equity
GCV
--
IROQ
--
Current Ratio
GCV
1.18
IROQ
--
Quick Ratio
GCV
1.15
IROQ
--

Dividends

Dividend Yield
GCV
10.74%
IROQ
0.02%
Payout Ratio
GCV
44.44%
IROQ
24.39%

AI Verdict

GCV BULLISH

GCV exhibits a stable financial profile with a Piotroski F-Score of 6/9 and significant undervaluation relative to its Graham Number ($10.28) and Intrinsic Value ($31.86). The fund is trading at a very low P/E of 4.14 compared to the sector average of 38.37, while maintaining a strong ROE of 24.70%. Despite a bearish technical trend score, the combination of a 10.74% sustainable dividend yield and explosive earnings growth (373.80% YoY) presents a compelling value opportunity.

Strengths
Extreme valuation discount relative to Graham Number and Intrinsic Value
Very low P/E ratio (4.14) compared to financial sector peers
High and sustainable dividend yield of 10.74% with a modest 44.44% payout ratio
Risks
Bearish technical trend (10/100) suggesting short-term momentum weakness
Low market capitalization ($0.09B) leading to potential liquidity risks
Lack of analyst coverage and institutional guidance
IROQ NEUTRAL

IROQ presents as a classic value play, trading below its Graham Number ($31.52) and Intrinsic Value ($31.90) with a Price-to-Book ratio of 0.99. However, a Piotroski F-Score of 4/9 indicates only stable financial health, and the technical trend is currently bearish (0/100). While revenue and earnings growth remain positive at approximately 8%, the low ROE (6.33%) and ROA (0.60%) suggest inefficient capital utilization. The lack of analyst coverage and negligible dividend yield further temper the bullish value case.

Strengths
Trading below Graham Number and Intrinsic Value
Price-to-Book ratio under 1.0 (0.99)
Consistent YoY revenue and earnings growth (~8%)
Risks
Bearish technical trend (0/100 score)
Very low Return on Assets (0.60%) and Return on Equity (6.33%)
Micro-cap status ($0.09B) leads to higher volatility and liquidity risk

Compare Another Pair

GCV vs IROQ: Head-to-Head Comparison

This page compares The Gabelli Convertible and Income Securities Fund Inc. (GCV) and IF Bancorp Inc (IROQ) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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