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GDYN vs MSFT

GDYN
Grid Dynamics Holdings, Inc.
BEARISH
Price
$5.35
Market Cap
$456.6M
Sector
Technology
AI Confidence
85%
MSFT
Microsoft Corporation
BULLISH
Price
$374.33
Market Cap
$2.78T
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
GDYN
48.64
MSFT
23.42
Forward P/E
GDYN
10.16
MSFT
19.86
P/B Ratio
GDYN
0.84
MSFT
7.11
P/S Ratio
GDYN
1.11
MSFT
9.11
EV/EBITDA
GDYN
5.85
MSFT
16.05

Profitability

Gross Margin
GDYN
34.56%
MSFT
68.59%
Operating Margin
GDYN
2.75%
MSFT
47.09%
Profit Margin
GDYN
2.35%
MSFT
39.04%
ROE
GDYN
1.82%
MSFT
34.39%
ROA
GDYN
0.27%
MSFT
14.86%

Growth

Revenue Growth
GDYN
5.9%
MSFT
16.7%
Earnings Growth
GDYN
-99.7%
MSFT
59.8%

Financial Health

Debt/Equity
GDYN
0.03
MSFT
0.32
Current Ratio
GDYN
8.43
MSFT
1.39
Quick Ratio
GDYN
8.09
MSFT
1.24

Dividends

Dividend Yield
GDYN
--
MSFT
0.97%
Payout Ratio
GDYN
0.0%
MSFT
21.28%

AI Verdict

GDYN BEARISH

GDYN presents a stark contrast between a fortress balance sheet and collapsing operational performance. With a Piotroski F-Score of 4/9, the company is stable but lacks growth momentum, evidenced by a catastrophic -99.7% YoY earnings decline. Despite a strong analyst consensus and low P/B ratio, the technical trend is completely bearish (0/100) and C-suite insiders are actively selling. The current price of $5.35 trades at a premium to the Graham Number ($3.98), suggesting limited immediate upside despite the low debt profile.

Strengths
Extremely low Debt/Equity ratio (0.03)
Exceptional liquidity with a Current Ratio of 8.43
Attractive Price-to-Book ratio (0.84)
Risks
Severe earnings collapse (-99.7% YoY growth)
Bearish insider activity involving the CEO, CFO, and COO
Strong downward price momentum (-63.7% over the last year)
MSFT BULLISH

Microsoft exhibits strong fundamental health with a Piotroski F-Score of 7/9, indicating robust financial stability. While the stock is currently experiencing a severe technical downtrend (0/100) and significant 6-month price depreciation (-28.6%), the current price of $374.33 sits well below the growth-based intrinsic value of $471.41 and the analyst target of $587.31. Exceptional earnings growth (59.8% YoY) and high operating margins (47.09%) suggest that the current price correction presents a value opportunity despite bearish insider sentiment.

Strengths
Strong financial health evidenced by a Piotroski F-Score of 7/9
Exceptional profitability with a 39.04% profit margin and 47.09% operating margin
Robust earnings growth (59.8% YoY) and consistent history of beating estimates
Risks
Severe short-term technical bearishness (0/100 trend score)
Bearish insider activity with $32.64M in net sales over the last 6 months
High Price-to-Book ratio (7.11) indicating a premium over book value

Compare Another Pair

GDYN vs MSFT: Head-to-Head Comparison

This page compares Grid Dynamics Holdings, Inc. (GDYN) and Microsoft Corporation (MSFT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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