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GLRE vs HIFS

GLRE
Greenlight Capital Re, Ltd.
NEUTRAL
Price
$18.78
Market Cap
$638.2M
Sector
Financial Services
AI Confidence
80%
HIFS
Hingham Institution for Savings
NEUTRAL
Price
$293.24
Market Cap
$640.5M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
GLRE
8.46
HIFS
11.85
Forward P/E
GLRE
11.74
HIFS
--
P/B Ratio
GLRE
0.9
HIFS
1.33
P/S Ratio
GLRE
0.89
HIFS
6.23
EV/EBITDA
GLRE
7.15
HIFS
--

Profitability

Gross Margin
GLRE
13.34%
HIFS
0.0%
Operating Margin
GLRE
24.31%
HIFS
80.12%
Profit Margin
GLRE
10.37%
HIFS
53.08%
ROE
GLRE
11.14%
HIFS
11.97%
ROA
GLRE
2.23%
HIFS
1.21%

Growth

Revenue Growth
GLRE
39.7%
HIFS
55.1%
Earnings Growth
GLRE
--
HIFS
81.5%

Financial Health

Debt/Equity
GLRE
0.01
HIFS
--
Current Ratio
GLRE
1.65
HIFS
--
Quick Ratio
GLRE
0.13
HIFS
--

Dividends

Dividend Yield
GLRE
--
HIFS
0.86%
Payout Ratio
GLRE
0.0%
HIFS
12.72%

AI Verdict

GLRE NEUTRAL

GLRE presents a classic value trap profile: fundamentally undervalued but plagued by poor earnings quality and bearish internal sentiment. The Piotroski F-Score of 4/9 indicates stable but mediocre financial health, while the stock trades at a significant discount to its Graham Number ($32.3) and below book value (P/B 0.90). Despite strong top-line revenue growth of 39.7%, the catastrophic YoY EPS decline of -134.3% and consistent earnings misses suggest operational instability. The valuation is attractive, but the combination of bearish insider selling and poor earnings track record offsets the value proposition.

Strengths
Trading below book value (P/B 0.90)
Extremely low leverage (Debt/Equity 0.01)
Strong YoY revenue growth of 39.70%
Risks
Severe YoY EPS contraction (-134.3%)
Consistent failure to meet earnings estimates (1/4 beats in last 4 quarters)
Bearish insider activity with multiple officer sales
HIFS NEUTRAL

HIFS presents a stark contrast between fundamental value and operational health, characterized by a weak Piotroski F-Score of 3/9. While the stock is significantly undervalued relative to its Graham Number ($350.04) and Intrinsic Value ($730.12), the deterministic health markers are concerning. Explosive YoY revenue growth (55.10%) and earnings growth (81.50%) are the primary bullish drivers, but these are heavily offset by bearish insider selling and a 0/100 technical trend.

Strengths
Exceptional YoY revenue growth of 55.10%
Strong earnings growth of 81.50%
Trading at a significant discount to Graham Number ($350.04) and Intrinsic Value ($730.12)
Risks
Weak financial health indicated by a Piotroski F-Score of 3/9
Strongly bearish insider sentiment with $3.33M in net sales
Bearish technical trend (0/100)

Compare Another Pair

GLRE vs HIFS: Head-to-Head Comparison

This page compares Greenlight Capital Re, Ltd. (GLRE) and Hingham Institution for Savings (HIFS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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