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GOLD vs PSEC

GOLD
Gold.com, Inc.
BEARISH
Price
$47.21
Market Cap
$1.33B
Sector
Financial Services
AI Confidence
90%
PSEC
Prospect Capital Corporation
BEARISH
Price
$2.81
Market Cap
$1.37B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GOLD
98.35
PSEC
--
Forward P/E
GOLD
--
PSEC
6.69
P/B Ratio
GOLD
1.8
PSEC
0.45
P/S Ratio
GOLD
0.08
PSEC
2.04
EV/EBITDA
GOLD
23.21
PSEC
--

Profitability

Gross Margin
GOLD
1.84%
PSEC
100.0%
Operating Margin
GOLD
0.4%
PSEC
70.27%
Profit Margin
GOLD
0.08%
PSEC
-34.88%
ROE
GOLD
2.04%
PSEC
-4.85%
ROA
GOLD
1.28%
PSEC
4.26%

Growth

Revenue Growth
GOLD
136.2%
PSEC
-5.1%
Earnings Growth
GOLD
70.4%
PSEC
--

Financial Health

Debt/Equity
GOLD
1.3
PSEC
0.4
Current Ratio
GOLD
1.21
PSEC
0.74
Quick Ratio
GOLD
0.29
PSEC
0.7

Dividends

Dividend Yield
GOLD
1.69%
PSEC
19.22%
Payout Ratio
GOLD
166.67%
PSEC
211.76%

AI Verdict

GOLD BEARISH

The company presents a classic 'growth trap' profile, with a stable Piotroski F-Score of 4/9 but severe valuation misalignment. The current price of $47.21 trades at a massive premium to both the Graham Number ($16.84) and the Intrinsic Value ($14.16). While revenue growth is explosive at 136.20%, the business operates on razor-thin profit margins (0.08%) and maintains an unsustainable dividend payout ratio of 166.67%. Combined with heavy insider selling and a consistent track record of missing earnings estimates, the current valuation is fundamentally unsupported.

Strengths
Exceptional YoY Revenue Growth (136.20%)
Strong YoY Earnings Growth (70.40%)
Significant short-term price momentum (+97.8% 1Y change)
Risks
Extreme overvaluation with a P/E ratio of 98.35
Severe liquidity risk indicated by a Quick Ratio of 0.29
Unsustainable dividend policy (Payout Ratio 166.67%)
PSEC BEARISH

PSEC exhibits significant financial distress as evidenced by a weak Piotroski F-Score of 2/9 and a bearish technical trend. While the stock trades at a deep discount to book value (P/B 0.45), this is offset by an unsustainable dividend payout ratio of 211.76% and negative profit margins. The combination of negative ROE and a current ratio below 1.0 suggests liquidity risks and poor capital efficiency. Despite short-term price momentum, the long-term trajectory and fundamental health indicators point to a 'yield trap' scenario.

Strengths
Deeply undervalued relative to book value (P/B 0.45)
Extremely high current dividend yield (19.22%)
Positive short-term price momentum (1-month and 1-week gains)
Risks
Unsustainable dividend payout ratio (211.76%) indicating capital erosion
Very weak financial health (Piotroski F-Score 2/9)
Negative profit margins (-34.88%) and negative ROE (-4.85%)

Compare Another Pair

GOLD vs PSEC: Head-to-Head Comparison

This page compares Gold.com, Inc. (GOLD) and Prospect Capital Corporation (PSEC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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