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GRAN vs TOP

GRAN
Grande Group Limited
BEARISH
Price
$1.27
Market Cap
$31.6M
Sector
Financial Services
AI Confidence
95%
TOP
TOP Financial Group Limited
BEARISH
Price
$0.89
Market Cap
$32.9M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GRAN
--
TOP
--
Forward P/E
GRAN
--
TOP
--
P/B Ratio
GRAN
3.41
TOP
0.94
P/S Ratio
GRAN
10.97
TOP
7.56
EV/EBITDA
GRAN
115.64
TOP
--

Profitability

Gross Margin
GRAN
70.27%
TOP
50.43%
Operating Margin
GRAN
-408.73%
TOP
6.64%
Profit Margin
GRAN
-9.77%
TOP
-122.35%
ROE
GRAN
-5.81%
TOP
-14.23%
ROA
GRAN
1.31%
TOP
-8.58%

Growth

Revenue Growth
GRAN
-83.2%
TOP
55.7%
Earnings Growth
GRAN
--
TOP
--

Financial Health

Debt/Equity
GRAN
0.2
TOP
0.01
Current Ratio
GRAN
4.69
TOP
1.96
Quick Ratio
GRAN
4.68
TOP
1.66

Dividends

Dividend Yield
GRAN
--
TOP
--
Payout Ratio
GRAN
0.0%
TOP
0.0%

AI Verdict

GRAN BEARISH

Grande Group Limited presents a contradictory profile where a stable Piotroski F-Score (6/9) and strong liquidity (Current Ratio 4.69) mask a severe operational collapse. The company has suffered a catastrophic revenue decline of 83.20% YoY and is operating with a deeply negative operating margin of -408.73%. With a technical trend of 0/100 and a 72.4% decline over the past year, the stock is in a clear bearish regime despite its low debt levels.

Strengths
Stable Piotroski F-Score of 6/9
Strong liquidity with a Current Ratio of 4.69
Low leverage with a Debt/Equity ratio of 0.20
Risks
Catastrophic revenue contraction (-83.20% YoY)
Severe operational inefficiency (Operating Margin -408.73%)
Extreme valuation premium (Price/Sales of 10.97) relative to growth
TOP BEARISH

TOP Financial Group presents a high-risk profile characterized by a stable Piotroski F-Score of 5/9 but severe fundamental imbalances. While the company exhibits strong top-line revenue growth (55.70%) and maintains a healthy liquidity position with low debt, these are completely offset by a catastrophic net profit margin of -122.35%. The long-term price performance is devastating, with a 94.8% decline over five years, suggesting a persistent failure to create shareholder value despite recent short-term price bounces.

Strengths
Strong YoY revenue growth of 55.70%
Very low leverage with a Debt/Equity ratio of 0.01
Healthy short-term liquidity (Current Ratio 1.96, Quick Ratio 1.66)
Risks
Severe net losses with a profit margin of -122.35%
Negative returns on equity (-14.23%) and assets (-8.58%)
Extreme long-term price decay (-94.8% over 5 years)

Compare Another Pair

GRAN vs TOP: Head-to-Head Comparison

This page compares Grande Group Limited (GRAN) and TOP Financial Group Limited (TOP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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