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HIMS vs HQY

HIMS
Hims & Hers Health, Inc.
NEUTRAL
Price
$29.39
Market Cap
$6.7B
Sector
Healthcare
AI Confidence
85%
HQY
HealthEquity, Inc.
NEUTRAL
Price
$77.96
Market Cap
$6.66B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
HIMS
57.63
HQY
31.69
Forward P/E
HIMS
21.31
HQY
14.6
P/B Ratio
HIMS
12.35
HQY
3.15
P/S Ratio
HIMS
2.85
HQY
5.07
EV/EBITDA
HIMS
41.23
HQY
15.08

Profitability

Gross Margin
HIMS
73.83%
HQY
69.52%
Operating Margin
HIMS
2.72%
HQY
21.64%
Profit Margin
HIMS
5.47%
HQY
16.38%
ROE
HIMS
25.23%
HQY
10.19%
ROA
HIMS
5.29%
HQY
5.99%

Growth

Revenue Growth
HIMS
28.4%
HQY
7.3%
Earnings Growth
HIMS
-17.4%
HQY
92.4%

Financial Health

Debt/Equity
HIMS
2.07
HQY
0.48
Current Ratio
HIMS
1.9
HQY
3.27
Quick Ratio
HIMS
1.51
HQY
2.82

Dividends

Dividend Yield
HIMS
--
HQY
--
Payout Ratio
HIMS
0.0%
HQY
0.0%

AI Verdict

HIMS NEUTRAL

HIMS demonstrates strong operational health with a Piotroski F-Score of 7/9, signaling robust financial trends and efficiency. However, the stock is severely overvalued from a deterministic standpoint, trading at $29.39 against a Graham Number of $5.23 and an Intrinsic Value of $3.57. While revenue growth is strong (28.4%) and gross margins are impressive (73.83%), the valuation premium is extreme. This, combined with bearish insider selling and a negative technical trend, offsets the company's fundamental operational strengths.

Strengths
Strong Piotroski F-Score (7/9) indicating high financial health
Excellent Gross Margins (73.83%) providing significant pricing power
Consistent Revenue Growth (28.4% YoY and Q/Q)
Risks
Extreme valuation gap between current price and deterministic fair value
Bearish insider activity, specifically consistent selling by the CFO
Negative Year-over-Year earnings growth (-17.40%)
HQY NEUTRAL

HQY presents a stark divergence between strong fundamental earnings performance and bearish market sentiment. The company maintains a stable financial health profile with a Piotroski F-Score of 4/9 and excellent liquidity (Current Ratio 3.27). While the current price of $77.96 trades at a premium to its intrinsic value ($72.57) and Graham Number ($37.04), the Forward P/E of 14.60 suggests significant expected earnings expansion. However, the bullish fundamental outlook is heavily countered by a 0/100 technical trend and consistent insider selling.

Strengths
Explosive YoY earnings growth of 92.40%
Strong liquidity position with a current ratio of 3.27
Impressive gross margins of 69.52%
Risks
Strongly bearish technical trend (0/100)
Net insider selling activity across multiple executives
Current price exceeds growth-based intrinsic value ($72.57)

Compare Another Pair

HIMS vs HQY: Head-to-Head Comparison

This page compares Hims & Hers Health, Inc. (HIMS) and HealthEquity, Inc. (HQY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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