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HLNE vs IFS

HLNE
Hamilton Lane Incorporated
BULLISH
Price
$92.28
Market Cap
$5.15B
Sector
Financial Services
AI Confidence
85%
IFS
Intercorp Financial Services Inc.
NEUTRAL
Price
$45.01
Market Cap
$5.0B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HLNE
16.9
IFS
9.38
Forward P/E
HLNE
15.02
IFS
7.68
P/B Ratio
HLNE
4.62
IFS
1.42
P/S Ratio
HLNE
6.75
IFS
0.91
EV/EBITDA
HLNE
13.48
IFS
--

Profitability

Gross Margin
HLNE
60.23%
IFS
0.0%
Operating Margin
HLNE
43.31%
IFS
39.69%
Profit Margin
HLNE
30.59%
IFS
35.15%
ROE
HLNE
31.7%
IFS
16.61%
ROA
HLNE
10.86%
IFS
2.0%

Growth

Revenue Growth
HLNE
18.0%
IFS
1.1%
Earnings Growth
HLNE
4.1%
IFS
-2.8%

Financial Health

Debt/Equity
HLNE
0.28
IFS
--
Current Ratio
HLNE
3.64
IFS
--
Quick Ratio
HLNE
3.51
IFS
--

Dividends

Dividend Yield
HLNE
2.28%
IFS
4.0%
Payout Ratio
HLNE
37.61%
IFS
22.03%

AI Verdict

HLNE BULLISH

HLNE exhibits exceptional fundamental health with a Piotroski F-Score of 8/9 and a very low Debt/Equity ratio of 0.28. While the current price of $92.28 trades at a premium to its Graham Number ($49.52) and Intrinsic Value ($71.80), it remains significantly undervalued relative to its analyst target of $155.14 and sector average P/E. The stock is currently experiencing a severe technical correction, trading near its 52-week low, which creates a compelling entry point for a company with 31.7% ROE and consistent earnings beats. The divergence between deteriorating price action and strengthening financial health suggests a high-probability reversal.

Strengths
Strong financial health evidenced by a Piotroski F-Score of 8/9
Exceptional profitability with ROE at 31.7% and Operating Margin at 43.31%
Robust liquidity position with a Current Ratio of 3.64
Risks
Severe bearish technical trend (0/100) with price near 52-week lows
Significant 1-year price decline of 32%
Current price exceeds deterministic fair value models (Graham/Intrinsic)
IFS NEUTRAL

IFS presents a dichotomy between strong value metrics and stagnant growth, anchored by a stable Piotroski F-Score of 4/9 and a Graham Number of $58.45 that suggests the stock is defensively undervalued. While the P/E ratio of 9.38 is significantly lower than the sector average, the company is struggling with negative earnings growth (-2.80% YoY) and flat revenue growth (1.10%). The strong analyst 'strong_buy' consensus and high ROE of 16.61% contrast sharply with a bearish technical trend (0/100) and weak insider sentiment. Overall, it is a value play with limited immediate catalysts for growth.

Strengths
Significant undervaluation relative to Graham Number ($58.45)
Strong profitability with an ROE of 16.61% and Profit Margin of 35.15%
Very sustainable dividend payout ratio of 22.03%
Risks
Negative earnings growth both YoY (-2.80%) and Q/Q (-6.00%)
Stagnant revenue growth of only 1.10% YoY
Bearish technical trend (0/100) indicating strong selling pressure

Compare Another Pair

HLNE vs IFS: Head-to-Head Comparison

This page compares Hamilton Lane Incorporated (HLNE) and Intercorp Financial Services Inc. (IFS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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