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HQY vs PTGX

HQY
HealthEquity, Inc.
NEUTRAL
Price
$77.96
Market Cap
$6.66B
Sector
Healthcare
AI Confidence
85%
PTGX
Protagonist Therapeutics, Inc.
NEUTRAL
Price
$105.98
Market Cap
$6.76B
Sector
Healthcare
AI Confidence
80%

Valuation

P/E Ratio
HQY
31.69
PTGX
--
Forward P/E
HQY
14.6
PTGX
-244.06
P/B Ratio
HQY
3.15
PTGX
10.79
P/S Ratio
HQY
5.07
PTGX
146.96
EV/EBITDA
HQY
15.08
PTGX
-39.56

Profitability

Gross Margin
HQY
69.52%
PTGX
100.0%
Operating Margin
HQY
21.64%
PTGX
-677.09%
Profit Margin
HQY
16.38%
PTGX
-282.83%
ROE
HQY
10.19%
PTGX
-20.18%
ROA
HQY
5.99%
PTGX
-13.99%

Growth

Revenue Growth
HQY
7.3%
PTGX
-95.6%
Earnings Growth
HQY
92.4%
PTGX
--

Financial Health

Debt/Equity
HQY
0.48
PTGX
0.02
Current Ratio
HQY
3.27
PTGX
12.71
Quick Ratio
HQY
2.82
PTGX
12.59

Dividends

Dividend Yield
HQY
--
PTGX
--
Payout Ratio
HQY
0.0%
PTGX
0.0%

AI Verdict

HQY NEUTRAL

HQY presents a stark divergence between strong fundamental earnings performance and bearish market sentiment. The company maintains a stable financial health profile with a Piotroski F-Score of 4/9 and excellent liquidity (Current Ratio 3.27). While the current price of $77.96 trades at a premium to its intrinsic value ($72.57) and Graham Number ($37.04), the Forward P/E of 14.60 suggests significant expected earnings expansion. However, the bullish fundamental outlook is heavily countered by a 0/100 technical trend and consistent insider selling.

Strengths
Explosive YoY earnings growth of 92.40%
Strong liquidity position with a current ratio of 3.27
Impressive gross margins of 69.52%
Risks
Strongly bearish technical trend (0/100)
Net insider selling activity across multiple executives
Current price exceeds growth-based intrinsic value ($72.57)
PTGX NEUTRAL

PTGX exhibits a strong deterministic health profile with a Piotroski F-Score of 7/9 and a fortress-like balance sheet (Current Ratio 12.71, Debt/Equity 0.02). However, the company is in a speculative pre-commercial phase, evidenced by a staggering Price/Sales ratio of 146.96 and negative profit margins. While analysts maintain a 'strong_buy' based on the late-stage pipeline (Icotyde and Rusfertide), significant insider selling by the CEO and CFO creates a divergence between institutional optimism and internal sentiment.

Strengths
Strong Piotroski F-Score (7/9) indicating improving financial health
Exceptional liquidity with a Current Ratio of 12.71
Negligible debt levels (Debt/Equity 0.02)
Risks
Binary regulatory risk associated with FDA/EMA approval of Icotyde and Rusfertide
Extreme valuation premiums (P/S 146.96, P/B 10.79)
Severe revenue volatility (-95.6% YoY) typical of milestone-based biotech

Compare Another Pair

HQY vs PTGX: Head-to-Head Comparison

This page compares HealthEquity, Inc. (HQY) and Protagonist Therapeutics, Inc. (PTGX) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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