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HQY vs RGEN

HQY
HealthEquity, Inc.
NEUTRAL
Price
$77.96
Market Cap
$6.66B
Sector
Healthcare
AI Confidence
85%
RGEN
Repligen Corporation
NEUTRAL
Price
$117.82
Market Cap
$6.64B
Sector
Healthcare
AI Confidence
90%

Valuation

P/E Ratio
HQY
31.69
RGEN
137.0
Forward P/E
HQY
14.6
RGEN
47.01
P/B Ratio
HQY
3.15
RGEN
3.15
P/S Ratio
HQY
5.07
RGEN
8.99
EV/EBITDA
HQY
15.08
RGEN
52.71

Profitability

Gross Margin
HQY
69.52%
RGEN
52.65%
Operating Margin
HQY
21.64%
RGEN
8.26%
Profit Margin
HQY
16.38%
RGEN
6.62%
ROE
HQY
10.19%
RGEN
2.4%
ROA
HQY
5.99%
RGEN
0.99%

Growth

Revenue Growth
HQY
7.3%
RGEN
18.1%
Earnings Growth
HQY
92.4%
RGEN
--

Financial Health

Debt/Equity
HQY
0.48
RGEN
0.33
Current Ratio
HQY
3.27
RGEN
8.37
Quick Ratio
HQY
2.82
RGEN
6.82

Dividends

Dividend Yield
HQY
--
RGEN
--
Payout Ratio
HQY
0.0%
RGEN
0.0%

AI Verdict

HQY NEUTRAL

HQY presents a stark divergence between strong fundamental earnings performance and bearish market sentiment. The company maintains a stable financial health profile with a Piotroski F-Score of 4/9 and excellent liquidity (Current Ratio 3.27). While the current price of $77.96 trades at a premium to its intrinsic value ($72.57) and Graham Number ($37.04), the Forward P/E of 14.60 suggests significant expected earnings expansion. However, the bullish fundamental outlook is heavily countered by a 0/100 technical trend and consistent insider selling.

Strengths
Explosive YoY earnings growth of 92.40%
Strong liquidity position with a current ratio of 3.27
Impressive gross margins of 69.52%
Risks
Strongly bearish technical trend (0/100)
Net insider selling activity across multiple executives
Current price exceeds growth-based intrinsic value ($72.57)
RGEN NEUTRAL

RGEN shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 18.1%
Low debt with D/E ratio of 0.33
Risks
High valuation with P/E of 137.0
Premium vs Graham Number ($26.9)
Weak ROE of 2.4%

Compare Another Pair

HQY vs RGEN: Head-to-Head Comparison

This page compares HealthEquity, Inc. (HQY) and Repligen Corporation (RGEN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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