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ICLR vs UNH

ICLR
ICON Public Limited Company
NEUTRAL
Price
$116.50
Market Cap
$9.06B
Sector
Healthcare
AI Confidence
85%
UNH
UnitedHealth Group Incorporated
NEUTRAL
Price
$323.48
Market Cap
$293.61B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
ICLR
15.7
UNH
24.43
Forward P/E
ICLR
9.49
UNH
16.08
P/B Ratio
ICLR
0.95
UNH
3.11
P/S Ratio
ICLR
1.12
UNH
0.66
EV/EBITDA
ICLR
7.88
UNH
16.47

Profitability

Gross Margin
ICLR
28.16%
UNH
18.53%
Operating Margin
ICLR
12.67%
UNH
0.34%
Profit Margin
ICLR
7.4%
UNH
2.69%
ROE
ICLR
6.27%
UNH
12.54%
ROA
ICLR
4.2%
UNH
3.9%

Growth

Revenue Growth
ICLR
0.6%
UNH
12.3%
Earnings Growth
ICLR
-98.7%
UNH
-99.9%

Financial Health

Debt/Equity
ICLR
0.38
UNH
0.82
Current Ratio
ICLR
1.06
UNH
0.79
Quick Ratio
ICLR
1.01
UNH
0.7

Dividends

Dividend Yield
ICLR
--
UNH
2.73%
Payout Ratio
ICLR
0.0%
UNH
65.99%

AI Verdict

ICLR NEUTRAL

ICLR presents a stark contrast between strong deterministic health and deteriorating growth fundamentals. While the Piotroski F-Score of 7/9 indicates a strong financial foundation and the stock trades below its Graham Number ($142.86) and Book Value (P/B 0.95), the recent earnings collapse (-98.7% YoY) is a critical concern. The massive PEG ratio of 19.29 suggests the stock is significantly overvalued relative to its current growth trajectory. Despite analyst 'Buy' recommendations, the technical trend remains bearish and revenue growth has stagnated.

Strengths
Strong Piotroski F-Score (7/9) indicating operational health
Low Debt/Equity ratio (0.38) suggesting conservative leverage
Trading below Graham Number ($142.86) and Book Value (P/B 0.95)
Risks
Catastrophic recent earnings growth decline (-98.7% YoY)
Stagnant revenue growth (0.60% YoY) indicating a lack of expansion
Extreme PEG ratio (19.29) signaling poor growth-to-price alignment
UNH NEUTRAL

UnitedHealth Group presents a conflicted profile with a stable but mediocre Piotroski F-Score of 4/9 and a significant disconnect between current price ($323.48) and defensive fair value (Graham Number: $175.91). While revenue growth remains robust at 12.3%, the company has suffered a catastrophic collapse in YoY earnings growth (-99.9%), suggesting severe short-term headwinds or one-time accounting shocks. Technical trends are currently bearish (0/100), though a recent one-month bounce and a favorable Forward P/E of 16.08 indicate analyst expectations of a recovery. The stock is currently trading at a significant premium to its intrinsic value, relying heavily on its market dominance and future earnings normalization.

Strengths
Strong consistent revenue growth (12.3% YoY)
Manageable Debt/Equity ratio of 0.82
Attractive Forward P/E (16.08) compared to current P/E (24.43)
Risks
Extreme earnings volatility (YoY Earnings Growth -99.9%)
Poor liquidity indicated by a Current Ratio of 0.79
Extremely thin operating margins (0.34%)

Compare Another Pair

ICLR vs UNH: Head-to-Head Comparison

This page compares ICON Public Limited Company (ICLR) and UnitedHealth Group Incorporated (UNH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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