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IFS vs MC

IFS
Intercorp Financial Services Inc.
NEUTRAL
Price
$45.01
Market Cap
$5.0B
Sector
Financial Services
AI Confidence
85%
MC
Moelis & Company
NEUTRAL
Price
$67.05
Market Cap
$4.92B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
IFS
9.38
MC
22.81
Forward P/E
IFS
7.68
MC
16.62
P/B Ratio
IFS
1.42
MC
8.66
P/S Ratio
IFS
0.91
MC
3.25
EV/EBITDA
IFS
--
MC
--

Profitability

Gross Margin
IFS
0.0%
MC
92.45%
Operating Margin
IFS
39.69%
MC
26.24%
Profit Margin
IFS
35.15%
MC
15.36%
ROE
IFS
16.61%
MC
44.77%
ROA
IFS
2.0%
MC
16.64%

Growth

Revenue Growth
IFS
1.1%
MC
11.2%
Earnings Growth
IFS
-2.8%
MC
-5.5%

Financial Health

Debt/Equity
IFS
--
MC
0.39
Current Ratio
IFS
--
MC
1.29
Quick Ratio
IFS
--
MC
1.21

Dividends

Dividend Yield
IFS
4.0%
MC
3.88%
Payout Ratio
IFS
22.03%
MC
88.44%

AI Verdict

IFS NEUTRAL

IFS presents a dichotomy between strong value metrics and stagnant growth, anchored by a stable Piotroski F-Score of 4/9 and a Graham Number of $58.45 that suggests the stock is defensively undervalued. While the P/E ratio of 9.38 is significantly lower than the sector average, the company is struggling with negative earnings growth (-2.80% YoY) and flat revenue growth (1.10%). The strong analyst 'strong_buy' consensus and high ROE of 16.61% contrast sharply with a bearish technical trend (0/100) and weak insider sentiment. Overall, it is a value play with limited immediate catalysts for growth.

Strengths
Significant undervaluation relative to Graham Number ($58.45)
Strong profitability with an ROE of 16.61% and Profit Margin of 35.15%
Very sustainable dividend payout ratio of 22.03%
Risks
Negative earnings growth both YoY (-2.80%) and Q/Q (-6.00%)
Stagnant revenue growth of only 1.10% YoY
Bearish technical trend (0/100) indicating strong selling pressure
MC NEUTRAL

Moelis & Company demonstrates strong operational health, evidenced by a Piotroski F-Score of 7/9 and an exceptional ROE of 44.77%. However, the stock is trading at a severe premium, with the current price of $67.05 significantly exceeding both the Graham Number ($22.63) and the Intrinsic Value ($20.58). While the company has a stellar recent track record of earnings beats (4/4), the high dividend payout ratio of 88.44% and bearish technical trends suggest a lack of immediate catalyst for further growth. Fundamentally, the company is a high-performer trading at a high valuation.

Strengths
Strong operational health with a Piotroski F-Score of 7/9
Exceptional Return on Equity (ROE) of 44.77%
Consistent earnings outperformance (4/4 beats in last 4 quarters)
Risks
Significant overvaluation relative to Graham and Intrinsic value baselines
Unsustainable dividend payout ratio (88.44%)
Bearish technical trend (0/100) and bearish insider sentiment

Compare Another Pair

IFS vs MC: Head-to-Head Comparison

This page compares Intercorp Financial Services Inc. (IFS) and Moelis & Company (MC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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