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IIIV vs INDI

IIIV
i3 Verticals, Inc.
BEARISH
Price
$20.77
Market Cap
$643.7M
Sector
Technology
AI Confidence
85%
INDI
indie Semiconductor, Inc.
BEARISH
Price
$2.91
Market Cap
$602.8M
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
IIIV
259.62
INDI
--
Forward P/E
IIIV
16.64
INDI
18.86
P/B Ratio
IIIV
1.31
INDI
1.66
P/S Ratio
IIIV
2.2
INDI
2.77
EV/EBITDA
IIIV
23.94
INDI
-8.14

Profitability

Gross Margin
IIIV
19.08%
INDI
-31.03%
Operating Margin
IIIV
2.53%
INDI
-57.26%
Profit Margin
IIIV
-2.01%
INDI
-65.81%
ROE
IIIV
--
INDI
-36.34%
ROA
IIIV
--
INDI
-10.18%

Growth

Revenue Growth
IIIV
0.9%
INDI
-0.0%
Earnings Growth
IIIV
-83.4%
INDI
--

Financial Health

Debt/Equity
IIIV
0.01
INDI
0.96
Current Ratio
IIIV
0.5
INDI
3.73
Quick Ratio
IIIV
0.37
INDI
2.71

Dividends

Dividend Yield
IIIV
--
INDI
--
Payout Ratio
IIIV
0.0%
INDI
0.0%

AI Verdict

IIIV BEARISH

IIIV presents a significant disconnect between its current market price and fundamental value, anchored by a stable Piotroski F-Score of 5/9 but severely undermined by a Graham Number of $5.34 and an Intrinsic Value of $0.56. While the company maintains very low debt, its liquidity position is precarious with a Current Ratio of 0.50, indicating potential short-term obligations risk. Revenue growth has stagnated at 0.90% YoY, and earnings growth has collapsed by 83.40%, making the trailing P/E of 259.62 unsustainable. The combination of bearish insider selling and a 0/100 technical trend suggests a lack of confidence in a near-term recovery.

Strengths
Very low Debt/Equity ratio (0.01)
Consistent history of beating quarterly earnings estimates
Stable Piotroski F-Score (5/9)
Risks
Severe liquidity risk with Current Ratio of 0.50 and Quick Ratio of 0.37
Extreme valuation premium over Graham Number ($20.77 vs $5.34)
Stagnant revenue growth (0.90% YoY)
INDI BEARISH

INDI exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 3/9, indicating poor financial health. The most critical red flag is a negative gross margin of -31.03%, meaning the company loses money on every unit sold before accounting for operating expenses. Despite a 'Strong Buy' analyst consensus and a high target price of $6.04, the company has failed to beat earnings estimates in the last four quarters and shows 0% YoY revenue growth. The disconnect between analyst optimism and the actual financial decay suggests a high-risk speculative profile.

Strengths
Strong short-term liquidity with a Current Ratio of 3.73
Healthy Quick Ratio of 2.71 indicating ability to cover immediate liabilities
Relatively low Price-to-Book ratio of 1.66
Risks
Negative Gross Margin (-31.03%) indicates a non-viable current pricing or production model
Stagnant revenue growth (0.00% YoY) in a high-growth semiconductor sector
Consistent earnings misses (0/4 beats in the last year) with an average surprise of -20.10%

Compare Another Pair

IIIV vs INDI: Head-to-Head Comparison

This page compares i3 Verticals, Inc. (IIIV) and indie Semiconductor, Inc. (INDI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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