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INCY vs UNH

INCY
Incyte Corporation
BULLISH
Price
$95.72
Market Cap
$19.05B
Sector
Healthcare
AI Confidence
85%
UNH
UnitedHealth Group Incorporated
NEUTRAL
Price
$323.48
Market Cap
$293.61B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
INCY
14.93
UNH
24.43
Forward P/E
INCY
10.99
UNH
16.08
P/B Ratio
INCY
3.68
UNH
3.11
P/S Ratio
INCY
3.71
UNH
0.66
EV/EBITDA
INCY
10.78
UNH
16.47

Profitability

Gross Margin
INCY
52.89%
UNH
18.53%
Operating Margin
INCY
25.57%
UNH
0.34%
Profit Margin
INCY
25.03%
UNH
2.69%
ROE
INCY
29.87%
UNH
12.54%
ROA
INCY
13.57%
UNH
3.9%

Growth

Revenue Growth
INCY
27.8%
UNH
12.3%
Earnings Growth
INCY
43.6%
UNH
-99.9%

Financial Health

Debt/Equity
INCY
0.01
UNH
0.82
Current Ratio
INCY
3.32
UNH
0.79
Quick Ratio
INCY
3.04
UNH
0.7

Dividends

Dividend Yield
INCY
--
UNH
2.73%
Payout Ratio
INCY
0.0%
UNH
65.99%

AI Verdict

INCY BULLISH

Incyte Corporation exhibits exceptional financial health with a Piotroski F-Score of 8/9 and a negligible Debt/Equity ratio of 0.01. The company is growing rapidly, with YoY revenue growth of 27.8% and earnings growth of 43.6%, while trading at a highly attractive PEG ratio of 0.34. Despite a bearish technical trend and insider selling, the current price of $95.72 sits significantly below the growth-based intrinsic value of $189.09. The combination of high ROE (29.87%) and strong liquidity makes this a compelling value-growth opportunity.

Strengths
Strong financial health indicated by a Piotroski F-Score of 8/9
Exceptional growth profile with 43.6% YoY earnings growth
Virtually debt-free balance sheet (Debt/Equity 0.01)
Risks
Bearish insider sentiment with $8.55M in net selling over 6 months
Negative technical trend (0/100) suggesting short-term price pressure
High historical earnings volatility with significant quarterly misses (e.g., 2024-07-30)
UNH NEUTRAL

UnitedHealth Group presents a conflicted profile with a stable but mediocre Piotroski F-Score of 4/9 and a significant disconnect between current price ($323.48) and defensive fair value (Graham Number: $175.91). While revenue growth remains robust at 12.3%, the company has suffered a catastrophic collapse in YoY earnings growth (-99.9%), suggesting severe short-term headwinds or one-time accounting shocks. Technical trends are currently bearish (0/100), though a recent one-month bounce and a favorable Forward P/E of 16.08 indicate analyst expectations of a recovery. The stock is currently trading at a significant premium to its intrinsic value, relying heavily on its market dominance and future earnings normalization.

Strengths
Strong consistent revenue growth (12.3% YoY)
Manageable Debt/Equity ratio of 0.82
Attractive Forward P/E (16.08) compared to current P/E (24.43)
Risks
Extreme earnings volatility (YoY Earnings Growth -99.9%)
Poor liquidity indicated by a Current Ratio of 0.79
Extremely thin operating margins (0.34%)

Compare Another Pair

INCY vs UNH: Head-to-Head Comparison

This page compares Incyte Corporation (INCY) and UnitedHealth Group Incorporated (UNH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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