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JOE vs KRC

JOE
The St. Joe Company
BEARISH
Price
$70.95
Market Cap
$4.08B
Sector
Real Estate
AI Confidence
85%
KRC
Kilroy Realty Corporation
NEUTRAL
Price
$34.12
Market Cap
$3.97B
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
JOE
35.65
KRC
18.64
Forward P/E
JOE
645.0
KRC
68.24
P/B Ratio
JOE
5.33
KRC
0.75
P/S Ratio
JOE
7.95
KRC
3.6
EV/EBITDA
JOE
23.41
KRC
14.01

Profitability

Gross Margin
JOE
43.05%
KRC
66.27%
Operating Margin
JOE
30.6%
KRC
22.5%
Profit Margin
JOE
22.53%
KRC
19.59%
ROE
JOE
15.32%
KRC
4.41%
ROA
JOE
5.98%
KRC
1.72%

Growth

Revenue Growth
JOE
23.5%
KRC
-0.3%
Earnings Growth
JOE
59.4%
KRC
--

Financial Health

Debt/Equity
JOE
0.74
KRC
0.86
Current Ratio
JOE
4.09
KRC
2.24
Quick Ratio
JOE
3.63
KRC
1.73

Dividends

Dividend Yield
JOE
0.9%
KRC
6.33%
Payout Ratio
JOE
29.15%
KRC
118.03%

AI Verdict

JOE BEARISH

The St. Joe Company exhibits a stable financial health profile with a Piotroski F-Score of 4/9 and excellent liquidity (Current Ratio 4.09), but it is severely overvalued. The current price of $70.95 trades at a massive premium to both the Graham Number ($24.42) and the growth-based Intrinsic Value ($58.7). Most concerning is the forward P/E of 645.00 and a recent Q/Q EPS collapse of -122.2%, suggesting a sharp decline in profitability. Combined with heavy insider selling and a bearish technical trend, the risk-to-reward ratio is currently unfavorable.

Strengths
Strong liquidity with a Current Ratio of 4.09 and Quick Ratio of 3.63
Healthy operating margins of 30.60% and gross margins of 43.05%
Manageable leverage with a Debt/Equity ratio of 0.74
Risks
Extreme valuation disconnect with a Forward P/E of 645.00
Severe recent earnings deterioration (Q/Q EPS Growth: -122.2%)
Heavy insider selling totaling $16.73M in the last 6 months
KRC NEUTRAL

KRC presents a stark divergence between balance sheet strength and income performance. While the Piotroski F-Score of 8/9 indicates exceptional operational health and the stock trades at a discount to book value (P/B 0.75), the earnings trajectory is alarming with a -260% Q/Q EPS collapse. The Graham Number suggests a defensive value of $43.42, but this is offset by an unsustainable dividend payout ratio of 118.03% and a bearish technical trend. The company is currently a 'value trap' candidate where strong assets are being eroded by declining office sector fundamentals.

Strengths
Strong Piotroski F-Score (8/9) indicating high financial health
Trading significantly below book value (P/B 0.75)
Conservative Debt/Equity ratio (0.86) relative to sector average (2.37)
Risks
Unsustainable dividend payout ratio (118.03%)
Severe earnings contraction (-148.5% YoY EPS growth)
Negative revenue growth trends (YoY -0.30%, Q/Q -4.96%)

Compare Another Pair

JOE vs KRC: Head-to-Head Comparison

This page compares The St. Joe Company (JOE) and Kilroy Realty Corporation (KRC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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