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KPLT vs REFR

KPLT
Katapult Holdings, Inc.
BEARISH
Price
$7.19
Market Cap
$34.3M
Sector
Technology
AI Confidence
95%
REFR
Research Frontiers Incorporated
BEARISH
Price
$0.93
Market Cap
$32.3M
Sector
Technology
AI Confidence
95%

Valuation

P/E Ratio
KPLT
--
REFR
--
Forward P/E
KPLT
-4.86
REFR
-15.5
P/B Ratio
KPLT
-0.9
REFR
33.22
P/S Ratio
KPLT
0.12
REFR
28.82
EV/EBITDA
KPLT
0.62
REFR
-15.44

Profitability

Gross Margin
KPLT
24.8%
REFR
-128.55%
Operating Margin
KPLT
9.9%
REFR
-1072.53%
Profit Margin
KPLT
0.47%
REFR
-182.44%
ROE
KPLT
--
REFR
-115.64%
ROA
KPLT
18.0%
REFR
-42.36%

Growth

Revenue Growth
KPLT
17.3%
REFR
-59.5%
Earnings Growth
KPLT
--
REFR
--

Financial Health

Debt/Equity
KPLT
--
REFR
1.25
Current Ratio
KPLT
0.9
REFR
3.84
Quick Ratio
KPLT
0.19
REFR
3.6

Dividends

Dividend Yield
KPLT
--
REFR
--
Payout Ratio
KPLT
0.0%
REFR
0.0%

AI Verdict

KPLT BEARISH

KPLT exhibits critical financial distress, highlighted by a Piotroski F-Score of 0/9, indicating a total failure across all fundamental health benchmarks. The company suffers from negative shareholder equity (Price/Book of -0.90) and a severe liquidity crisis, evidenced by a Quick Ratio of 0.19. While revenue growth remains positive at 17.3% and EPS is trending upward from deep negatives, these improvements are insufficient to offset the systemic insolvency risks. The long-term price trajectory is catastrophic, with a 97.8% decline over five years.

Strengths
Consistent YoY revenue growth of 17.30%
Positive operating margin of 9.90%
Recent improvement in EPS growth (+96.6% YoY)
Risks
Negative Book Value (P/B -0.90) indicating liabilities exceed assets
Severe liquidity risk with a Quick Ratio of 0.19
Piotroski F-Score of 0/9 signaling extreme fundamental weakness
REFR BEARISH

REFR presents a critical risk profile, characterized by a Piotroski F-Score of 5/9 which masks severe operational decay. The company is suffering from catastrophic profitability metrics, including a negative gross margin of -128.55% and a YoY revenue collapse of -59.50%. With only $0.7 million in cash and a Price-to-Book ratio of 33.22, the stock is trading at a massive premium despite facing significant liquidity risks and a history of operating losses. The combination of a 0/100 technical trend and critical funding needs makes this a highly speculative and fundamentally broken investment.

Strengths
Current Ratio of 3.84 suggests short-term obligations are covered
Quick Ratio of 3.60 indicates high liquidity relative to current liabilities
Piotroski F-Score of 5/9 indicates stable accounting health relative to its own history
Risks
Negative Gross Margin (-128.55%) indicates the cost of goods exceeds revenue
Severe Revenue Decline (-59.50% YoY) suggests failing product-market fit
Critical Liquidity Risk with only $0.7M in cash and cash equivalents

Compare Another Pair

KPLT vs REFR: Head-to-Head Comparison

This page compares Katapult Holdings, Inc. (KPLT) and Research Frontiers Incorporated (REFR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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