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LAZ vs V

LAZ
Lazard, Inc.
BEARISH
Price
$48.51
Market Cap
$4.56B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
LAZ
22.35
V
28.35
Forward P/E
LAZ
10.64
V
20.79
P/B Ratio
LAZ
5.21
V
15.09
P/S Ratio
LAZ
1.47
V
14.08
EV/EBITDA
LAZ
--
V
20.06

Profitability

Gross Margin
LAZ
89.82%
V
97.78%
Operating Margin
LAZ
13.01%
V
68.3%
Profit Margin
LAZ
7.64%
V
50.23%
ROE
LAZ
28.62%
V
53.95%
ROA
LAZ
5.16%
V
18.36%

Growth

Revenue Growth
LAZ
10.0%
V
14.6%
Earnings Growth
LAZ
-43.3%
V
17.4%

Financial Health

Debt/Equity
LAZ
2.42
V
0.55
Current Ratio
LAZ
2.19
V
1.11
Quick Ratio
LAZ
1.91
V
0.72

Dividends

Dividend Yield
LAZ
4.12%
V
0.89%
Payout Ratio
LAZ
92.17%
V
22.91%

AI Verdict

LAZ BEARISH

LAZ exhibits a stable but mediocre Piotroski F-Score of 4/9, while trading at a massive premium to its Graham Number ($21.31) and Intrinsic Value ($15.19). Despite strong ROE and consistent earnings beats, the company is facing a severe YoY earnings collapse of -43.30% and an unsustainable dividend payout ratio of 92.17%. Bearish insider activity and a 0/100 technical trend further signal a lack of confidence in the current price level of $48.51.

Strengths
High Return on Equity (ROE) of 28.62%
Exceptional Gross Margins of 89.82%
Consistent track record of beating quarterly earnings estimates
Risks
Severe overvaluation relative to Graham and Intrinsic value baselines
Significant decline in YoY earnings growth (-43.30%)
Unsustainable dividend payout ratio (92.17%)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

LAZ vs V: Head-to-Head Comparison

This page compares Lazard, Inc. (LAZ) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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